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1085 S 3440 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 1085 S 3440 E, Spanish Fork, UT 84660

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 2,367 sqft · built 2025
Lot Size0.358 acres (15,582 sqft)
Owner2 Individual Names on Record
Last Sale$455,700 (Mar 2026)
Tax Bill$2,460 (2025)
Deeds & MortgagesMay 2025 Construction Loan
Mar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN69-027-0107

Property Details

APN / Parcel Number

Primary APN69-027-0107

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,367 sqft Living Area
Gross Area5,510 sqft
1st Floor Area2,367 sqft
Basement Area2,351 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Roof MaterialOther
Lot Area15,582 sqft (0.358 acres)
Garage TypeAttached
Garage Area792 sqft
PorchRaised Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1085 S 3440 E
CitySPANISH FORK
StateUT
Zip84660-6529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 107, PLAT A, WILLOW ESTATES AT SPANISH FORK SUB AREA 0.358 AC.
Legal SubdivisionSPANISH FORK SUB
Legal Lot Number107
JurisdictionUTAH UT
Township / Civil DivisionSPRINGVILLE-MAPLETON
Census Block Group1
Census Block1032
Census Tract10305

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1085 S 3440 E, SPANISH FORK, UT 84660-6529
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 28, 2025Deed of Trust, Mortgage · Construction Mortgage
M & T BANK
Mar 27, 2026Special Warranty Deed, Transfer · VA Mortgage
SECURITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2026 · Amount on Record
Deed SaleMar 27, 2026 · Amount on Record
Deed Document Number202625102
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address1085 S 3440 E, SPANISH FORK, UT 84660-6529
Transaction TypeMortgage
Record UpdatedApr 6, 2026
Title CompanyBARTLETT TITLE INSURANCE, BARTLETT TITLE INSURANCE AG

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039311
DateMay 28, 2025
Instrument39311:2025
Lender
NameM & T BANK
TypeBank
AddressSANDY, UT 84070
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term24 Months
DueMay 15, 2027
Interest
Rate TypeAdjustable Rate

March 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUTAH UT
Recording DateMar 27, 2026
Property Address1085 S 3440 E, SPANISH FORK, UT 84660-6529
Document Number0000025102
Instrument DateMar 20, 2026
Instrument25102:2026
Transaction TypeTransfer
Record UpdatedApr 6, 2026
Title CompanyBARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1085 S 3440 E, SPANISH FORK, UT 84660-6529

Mortgage

Document Number0000025103
DateMar 27, 2026
Instrument25103:2026
Lender
NameSECURITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
MunicipalitySpanish Fork City
Unified School DistrictNebo School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$507,375 (+98.66%)$922,500 (+261.2%) Land $255,400 Building $667,100
2025$2,460.00$255,400 Land $255,400$255,400 Land $255,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 54% of Utah
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPANISH FORK CITY
serves 47,169 people · EPA ID UTAH25003
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CentraCom
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: SFCN, Verizon.

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