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1048 S 3440 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 1048 S 3440 E, Spanish Fork, UT 84660

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.25 ba · 3,056 sqft · built 2025
Lot Size0.351 acres (15,271 sqft)
Owner2 Individual Names on Record
Last Sale$983,535 (Oct 2025)
Tax Bill$2,448 (2025)
Deeds & MortgagesMar 2025 Construction Loan
Oct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN69-027-0121

Property Details

APN / Parcel Number

Primary APN69-027-0121

Interior

Bedrooms4 Beds
Full Baths2.25 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,056 sqft Living Area
Gross Area6,630 sqft
Basement Area1,969 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Roof MaterialOther
Lot Area15,271 sqft (0.351 acres)
Garage TypeAttached
Garage Area1,364 sqft
PorchCovered Wood Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1048 S 3440 E
CitySPANISH FORK
StateUT
Zip84660-6529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 121, PLAT A, WILLOW ESTATES AT SPANISH FORK SUB AREA 0.351 AC.
Legal SubdivisionSPANISH FORK SUB
Legal Lot Number121
JurisdictionUTAH UT
Township / Civil DivisionSPRINGVILLE-MAPLETON
Census Block Group1
Census Block1032
Census Tract10305

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1048 S 3440 E, SPANISH FORK, UT 84660-6529
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2025Deed of Trust, Mortgage · Construction Mortgage
M & T BANK
Oct 29, 2025Special Warranty Deed, Transfer · Conventional Mortgage
MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2025 · Amount on Record
Deed SaleOct 29, 2025 · Amount on Record
Deed Document Number202584385
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address1048 S 3440 E, SPANISH FORK, UT 84660-6529
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyBARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018017
DateMar 13, 2025
Instrument18017:2025
Lender
NameM & T BANK
TypeBank
AddressSANDY, UT 84070
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term11 Months
DueFeb 24, 2026
Interest
Rate TypeAdjustable Rate

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUTAH UT
Recording DateOct 29, 2025
Property Address1048 S 3440 E, SPANISH FORK, UT 84660-6529
Document Number0000084385
Instrument DateOct 29, 2025
Instrument84385:2025
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyBARTLETT TITLE INSURANCE, BARTLETT TITLE INSURANCE AG

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1048 S 3440 E, SPANISH FORK, UT 84660-6529

Mortgage

Document Number0000084386
DateOct 29, 2025
Instrument84386:2025
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
MunicipalitySpanish Fork City
Unified School DistrictNebo School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$486,915$885,300 Land $254,200 Building $631,100
2025$2,448.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 54% of Utah
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPANISH FORK CITY
serves 47,169 people · EPA ID UTAH25003
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CentraCom
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: SFCN, Verizon.

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