Schenectady County and Rotterdam Town property record for 1076 Outer Dr, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,939 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Garage | Attached, 240 sqft |
| Last Sale | $295,000 (2026) |
| Tax Bill | $6,533.00 (2025) |
| Primary APN | 422800 59.14-6-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,939 sqft Living Area |
| 1st Floor | 1,354 sqft 1st Floor |
| Upper Floors | 390 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 110 ft x 65 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 100 sqft Shed |
| Porch Area | 225 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1076 OUTER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4219 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,G,2DM COLDBROOK - 499 5.-378-7 |
| Legal Subdivision | COLD BROOK |
| Legal Block | 6 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-6-21
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 600 BROADWAY, 40D, MENANDS, NY 12204-2817 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 03, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Feb 10, 2026 | Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Feb 16, 2024 | Bargain and Sale Deed, Transfer · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on Record |
| Deed Sale | Feb 10, 2026 · Amount on Record |
| Prior Sale | Feb 16, 2024 · Amount on Record |
| Deed Doc Number | 20262854 |
| Deed Book / Page | 2166 / 66 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1076 OUTER DR, SCHENECTADY, NY 12303-4219 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000025935 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 202525935 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 10, 2026 |
| Property Address | 1076 OUTER DR, SCHENECTADY, NY 12303-4219 |
| Document Number | 0000002854 |
| Map Reference | DR 65 MAP 68 |
| Instrument Date | Jan 06, 2026 |
| Instrument | 202602854 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1076 OUTER DR, SCHENECTADY, NY 12303-4219 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 600 BROADWAY APT 40D, 40D, MENANDS, NY 12204-2817 |
| Document Number | 0000002855 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 202602855 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 16, 2024 |
| Property Address | 1076 OUTER DR, SCHENECTADY, NY 12303-4219 |
| Document Number | 0000010032 |
| Book / Page | 2125 / 763 |
| Map Reference | MAP 68 |
| Instrument Date | Jan 08, 2024 |
| Instrument | 202410032 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | SMPR TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $866.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 12024 DOORSTONE DR # A, A, LATHAM, NY 12110-3774 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010043 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 202410043 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,533.00 | $178,000 (-) Land $7,200 Building $170,800 | $273,800 (+10.76%) Land $11,075 Building $262,725 |
| 2024 | $178,000 (-) Land $7,200 Building $170,800 | $247,200 (+5.55%) Land $9,999 Building $237,201 | |
| 2023 | $178,000 (-) Land $7,200 Building $170,800 | $234,200 (+9.18%) Land $9,473 Building $224,727 | |
| 2022 | $178,000 Land $7,200 Building $170,800 | $214,500 Land $8,676 Building $205,824 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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