1085 Garson Ave, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 1085 Garson Ave, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1928
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2025)
Tax Bill	$1,261 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`047239-00.0`

Property Details

APN / Parcel Number

Primary APN	`047239-00.0`
Alternative APNs	`140010764000030240000000` `261400 107.64-3-24`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	696 sqft
Upper Floors Area	348 sqft
Game Room	Game Room

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	047239-00.0
Street Address	1085 GARSON AVE
City	ROCHESTER
State	NY
Zip	14609-6527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0060.00 502 18 00000 47 OSBORNE TR
Legal Subdivision	OSBORNE TRACT
Legal Block	3
Legal Lot Number	24.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2008
Census Tract	6000

Owner

1085 Garson Ave is owned by an individual who bought it in September 2025.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	166 LADUE RD, BROCKPORT, NY 14420-9736
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage CITY OF ROCHESTER
Sep 2, 2025	Deed of Trust, Mortgage UNIVERSITY OF ROCHESTER
Sep 2, 2025	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK
Sep 24, 2021	Warranty Deed, Transfer
Oct 27, 2020	Warranty Deed, Transfer · Conventional Mortgage THAD D DEMULDER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Sep 24, 2021 · Amount on File
Deed Document Number	20253329253
Deed Book / Page	13123 / 229
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1085 GARSON AVE, ROCHESTER, NY 14609-6527
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 LADUE RD, BROCKPORT, NY 14420-9736

Mortgage

Document Number	202503329256
Date	Sep 2, 2025
Book Page	31126/820
Instrument	202503329256

Lender

Name	CITY OF ROCHESTER
Type	Government Agency
Address	ROCHESTER, NY 14614

Agreement

Amount	Amount on Record

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1085 GARSON AVE, ROCHESTER, NY 14609-6527
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 LADUE RD, BROCKPORT, NY 14420-9736

Mortgage

Document Number	202503329255
Date	Sep 2, 2025
Book Page	31126/812
Instrument	202503329255

Lender

Name	UNIVERSITY OF ROCHESTER
Type	Government Agency
Address	ROCHESTER, NY 14627

Agreement

Amount	Amount on Record

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 2, 2025
Property Address	1085 GARSON AVE, ROCHESTER, NY 14609-6527
Document Number	202503329253
Book / Page	13123 / 229
Map Reference	LB 8 PG 85
Instrument Date	Aug 22, 2025
Instrument	202503329253
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 SHELDON RD, ITHACA, NY 14850-2552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 GARSON AVE, ROCHESTER, NY 14609-6527

Mortgage

Document Number	202503329254
Date	Sep 2, 2025
Instrument	202503329254

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 24, 2021
Property Address	1085 GARSON AVE, ROCHESTER, NY 14609-6527
Document Number	0000000205
Book / Page	12562 / 538
Map Reference	LB 8 PG 85
Instrument Date	Sep 23, 2021
Instrument	202109240205
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 RIVER RD # RD20B, 20, NEW YORK, NY 10044-1100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 GEORGE F HWY, ENDWELL, NY 13760-5947

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Oct 27, 2020
Property Address	1085 GARSON AVE, ROCHESTER, NY 14609-6527
Document Number	0000001109
Book / Page	012413 / 000016
Instrument Date	Oct 26, 2020
Instrument	1109
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	21 WINSTEAD RD ROCHESTER NY 146097717, ROCHESTER, NY 14609-7717

Mortgage

Document Number	1110
Date	Oct 27, 2020
Book Page	028817/000052
Instrument	1110

Lender

Name	THAD D DEMULDER
Address	28 SHELDON RD, ITHACA, NY 14850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 1085 Garson Ave was $1,261, down 6.5% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,261.00 (-6.52%)
2025	$1,349.00 (-7.98%)	$156,600 (-) Land $8,300 Building $148,300	$156,600 (-) Land $8,300 Building $148,300
2024	$1,466.00	$156,600 (+100.77%) Land $8,300 Building $148,300	$156,600 (+66.64%) Land $8,300 Building $148,300
2023		$78,000 Land $5,900 Building $72,100	$93,976 Land $7,108 Building $86,868

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1085 Garson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1085 Garson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,064 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Garson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures