1085 E Market St, Lima, OH 45804 Property Records

Allen County property record for 1085 E Market St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,337 sqft · built 1920
Lot Size	0.343 acres (14,941 sqft)
Owner	Individual Name on Record
Last Sale	$39,900 (Oct 2006)
Tax Bill	$633 (2025)
Deeds & Mortgages	Jan 2024 Transfer Aug 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`37-3207-06-008.000`

Property Details

APN / Parcel Number

Primary APN	`37-3207-06-008.000`
Alternative APN	`M3837320706008000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,337 sqft Living Area
Gross Area	2,025 sqft
1st Floor Area	1,037 sqft
Basement Area	988 sqft
Finished Basement	300 sqft
Unfinished Basement	688 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	14,941 sqft (0.343 acres)
Lot Dimensions	187 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	184 sqft
Patio Area	204 sqft
Lean-To	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1085 E MARKET ST
City	LIMA
State	OH
Zip	45804-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S P SPROULS ADDITION LOTS 6088 6089 FF 80.00
Legal Subdivision	S P SPROULS ADDITION
Legal Lot Number	6088
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1027
Census Tract	12600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1085 E MARKET ST, LIMA, OH 45804-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Affidavit of Death of Joint Tenant, Transfer
Aug 9, 2016	Loan Modification, Mortgage · Conventional Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2006 · Amount on Record
Deed Sale	Oct 26, 2006 · Amount on Record
Prior Sale	Aug 28, 1997 · Amount on Record
Deed Document Number	200610921
Deed Book / Page	2006 / 10921
Last Transfer Date	Jan 4, 2024
Transfer Doc	0000000095
Record Updated	Oct 29, 2026

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ALLEN OH
Recording Date	Jan 4, 2024
Property Address	1085 E MARKET ST, LIMA, OH 45804-2831
Document Number	1040000095
Book / Page	2024 / 95
Instrument Date	Jan 3, 2024
Instrument	202401040000095
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 E MARKET ST, LIMA, OH 45804-2831

August 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALLEN OH
Property Address	1085 E MARKET ST, LIMA, OH 45804-2831
Document Number	0000002145
Instrument Date	Aug 9, 2016
Transaction Type	Mortgage
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1085 E MARKET ST LIMA OH 458042831, LIMA, OH 45804-2831

Mortgage

Document Number	0000002145
Date	Mar 1, 2017
Instrument	2145

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 28, 2037

Interest

Rate Type	Fixed Rate
Rate	2%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$633.00 (+0.32%)	$16,560 (-) Land $2,380 Building $14,180	$47,300 (-) Land $6,800 Building $40,500
2024	$631.00 (-2.02%) Homeowner's exemption	$16,560 (+11.82%) Land $2,380 Building $14,180	$47,300 (+11.82%) Land $6,800 Building $40,500
2023	$644.00 (-0.31%) Homeowner's exemption	$14,810 (-) Land $2,140 Building $12,670
2022	$646.00 Homeowner's exemption	$14,810 Land $2,140 Building $12,670
2021			$42,300 Land $6,100 Building $36,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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