1016 E Market St, Lima, OH 45804 Property Records

Allen County property record for 1016 E Market St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,610 sqft · built 1902
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Apr 2014)
Tax Bill	$895 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3207-07-003.000`

Property Details

APN / Parcel Number

Primary APN	`37-3207-07-003.000`
Alternative APN	`M3837320707003000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,610 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	938 sqft
Upper Floors Area	672 sqft
Basement Area	700 sqft
Family Room	Family Room

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	206 ft deep x 84.6 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	506 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1016 E MARKET ST
City	LIMA
State	OH
Zip	45804-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 & PT S P SPROULS ADDITION LOT 6095 JOINT TEN FF 144.00
Legal Subdivision	S P SPROULS ADDITION
Legal Lot Number	6095
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1027
Census Tract	12600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1016 E MARKET ST, LIMA, OH 45804-2832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Apr 27, 2020	Deed of Trust, Mortgage FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2014 · Amount on Record
Deed Sale	Apr 14, 2014 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	20143373
Deed Book / Page	2014 / 3373
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1016 E MARKET ST, LIMA, OH 45804-2832
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3100001923
Date	Mar 10, 2023
Book Page	2023/1923
Instrument	202303100001923

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Mar 3, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1016 E MARKET ST, LIMA, OH 45804-2832
Document Number	0000004427
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1016 E MARKET ST LIMA OH 458042832, LIMA, OH 45804-2832

Mortgage

Document Number	0000004427
Date	May 1, 2020
Instrument	4427

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2030

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$895.00 (+0.11%)	$24,290 (-) Land $5,460 Building $18,830	$69,400 (-) Land $15,600 Building $53,800
2024	$894.00 (-1.76%) Homeowner's exemption	$24,290 (+12.09%) Land $5,460 Building $18,830	$69,400 (+12.12%) Land $15,600 Building $53,800
2023	$910.00 (-0.55%) Homeowner's exemption	$21,670 (-) Land $4,870 Building $16,800
2022	$915.00 Homeowner's exemption	$21,670 Land $4,870 Building $16,800
2021			$61,900 Land $13,900 Building $48,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

Nearby Properties on E Market St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures