1085 Denio Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1085 Denio Ave, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,295 sqft · built 1912
Lot Size2.28 acres (99,752 sqft)
OwnerCompany Name on Record
Tax Bill$1,298 (2025)
Deeds & MortgagesApr 2020 Transfer
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone D (undetermined)
APN835-12-036

Property Details

APN / Parcel Number

Primary APN835-12-036

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,295 sqft Living Area
1st Floor Area1,080 sqft
2nd Floor Area215 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleCustom Design
Construction TypeWood
Lot Area99,752 sqft
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address1085 DENIO AVE
CityGILROY
StateCA
Zip95020-9206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3026
Census Tract512401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1085 DENIO AVE, GILROY, CA 95020-9206
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2020Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 1, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
SANTA CLARA COUNTY FCU
Aug 20, 2018Intrafamily Transfer, Transfer · Line of Credit
SANTA CLARA COUNTY FCU
Aug 21, 2018Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 15, 1993
Transfer Doc0012132967
Record UpdatedOct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateApr 1, 2020
Property Address1085 DENIO AVE, GILROY, CA 95020-9206
Document Number0024444326
Instrument DateMar 20, 2020
Instrument24444326
Transaction TypeTransfer
Record UpdatedApr 27, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1085 DENIO AVE GILROY CA 950209206, GILROY, CA 95020-9206

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateApr 1, 2020
Property Address1085 DENIO AVE, GILROY, CA 95020-9206
Document Number0024444323
Instrument DateMar 20, 2020
Instrument24444323
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024444324
DateApr 1, 2020
Instrument24444324
Lender
NameSANTA CLARA COUNTY FCU
TypeNon-Lending Institution
AddressGILROY, CA 95020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateAug 20, 2018
Property Address1085 DENIO AVE, GILROY, CA 95020-9206
Document Number0024006421
Instrument DateAug 15, 2018
Instrument24006421
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyCHICAGO TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1085 DENIO AVE, GILROY, CA 95020-9206

Mortgage

Document Number0024006422
DateAug 20, 2018
Instrument24006422
Lender
NameSANTA CLARA COUNTY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateAug 21, 2018
Property Address1085 DENIO AVE, GILROY, CA 95020-9206
Document Number0024007067
Instrument DateAug 15, 2018
Instrument24007067
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1085 DENIO AVE GILROY CA 950209206, GILROY, CA 95020-9206

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$101,205 (+2%) Land $60,478 Building $40,727
2025$1,298.00 (+2.69%) Homeowner's exemption$99,222 (+4.04%) Land $59,293 Building $39,929
2023$1,264.00 (+2.1%) Homeowner's exemption$95,372 Land $56,992 Building $38,380
2022$1,238.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CLARA VALLEY WATER DISTRICT
serves 0 people · EPA ID CA4310027
Water SourceSurface water
Last State InspectionDec 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hankins Information Technology
Fiber · Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

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