Santa Clara County property record for 925 Denio Ave, Gilroy, CA 95020
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 4.65 acres (202,989 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $19,841 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2019 Transfer + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 835-12-034 |
| Primary APN | 835-12-034 |
|---|
| Lot Area | 202,989 sqft |
|---|
| Street Address | 925 DENIO AVE |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8950 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | A20AC |
| Legal Subdivision | OTOOLE RANCH |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 512401 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 925 DENIO AVE, GILROY, CA 95020-8950 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC |
| Dec 31, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 10, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2019 |
| Transfer Doc | 0024370525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 925 DENIO AVE, GILROY, CA 95020-8950 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 925 DENIO AVE, GILROY, CA 95020-8950 |
| Document Number | 0025015777 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 25015777 |
| Name | PRIME CHOICE FUNDING INC |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 31, 2019 |
| Property Address | 925 DENIO AVE, GILROY, CA 95020-8950 |
| Document Number | 0024370525 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 24370525 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 925 DENIO AVE GILROY CA 950208950, GILROY, CA 95020-8950 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 925 DENIO AVE, GILROY, CA 95020-8950 |
| Document Number | 0023875077 |
| Instrument Date | Feb 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 925 DENIO AVE GILROY CA 950208950, GILROY, CA 95020-8950 |
| Document Number | 0023875077 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 23875077 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,669,333 (+2%) Land $856,826 Building $812,507 | |
| 2025 | $19,841.00 (+2.38%) Homeowner's exemption | $1,636,602 (+4.04%) Land $840,026 Building $796,576 |
| 2023 | $19,379.00 (+1.82%) Homeowner's exemption | $1,573,052 Land $807,407 Building $765,645 |
| 2022 | $19,033.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hankins Information Technology Fiber · Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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