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10849 Rustic Rd, Missoula, MT 59802 Property Records

Missoula County property record for 10849 Rustic Rd, Missoula, MT 59802 · Last verified November 2025

Property Summary

Property TypeRural Home
Details4 bd · 2 ba · 2,220 sqft · built 2004
Lot Size1.42 acres (62,291 sqft)
Owner2 Individual Names on File
Tax Bill$3,869 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNR0492638

Property Details

APN / Parcel Number

Primary APNR0492638
Alternative APNs
  • 04-2201-35-2-02-05-0000
  • 0005854745
  • 5854745

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,220 sqft Living Area
1st Floor Area2,220 sqft

Exterior

Year BuiltBuilt 2004
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area62,291 sqft (1.42 acres)
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area286 sqft
Deck Area192 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0005854745
Old Parcel Number5854745
Street Address10849 RUSTIC RD
CityMISSOULA
StateMT
Zip59802-9597
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionS35, T13 N, R18 W, C.O.S. 2268, PARCEL A, IN NW4
Legal Range18W
Legal Township13N
Legal Section35
Legal QuarterNW
Legal SubdivisionCERTIFICATE/SURV #2268 A
Legal TractA
Legal Block2
JurisdictionMISSOULA MT
Township / Civil DivisionMISSOULA
Census Block Group1
Census Block1004
Census Tract1402

Owner

Source: Missoula County records · APN R0492638

Assessment roll updated December 31, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10849 RUSTIC RD, MISSOULA, MT 59802-9597
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 19, 2019Warranty Deed, Transfer
QUICKEN LNS
Feb 26, 2019Trustee's Deed, Foreclosure
TITLE FINANCIAL SPECIALTY SERVICES, TITLE FIN'L SPECIALTY SVC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2019
Deed SaleJul 19, 2019
Prior SaleNov 20, 2003
Deed Document Number201910916
Deed Book / Page1015 / 0251
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address10849 RUSTIC RD, MISSOULA, MT 59802-9597
Transaction TypeMortgage
Record UpdatedJul 14, 2021
Title CompanyTITLE SERVICES, INC., TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010580318
DateJun 28, 2021
Book Page1058/318
Instrument202115988
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address48431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMISSOULA MT
Recording DateJul 19, 2019
Property Address10849 RUSTIC RD, MISSOULA, MT 59802-9597
Document Number0010150251
Book / Page001015 / 000251
Instrument DateJul 19, 2019
Instrument10916
Transaction TypeTransfer
Record UpdatedAug 01, 2019
Title CompanyTITLE SERVICES, INC.

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10849 RUSTIC RD MISSOULA MT 598029597, MISSOULA, MT 59802-9597

Mortgage

Document Number10150252
DateJul 19, 2019
Book Page001015/000252
Instrument10917
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJul 18, 2049

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMISSOULA MT
Recording DateFeb 26, 2019
Property Address10849 RUSTIC RD, MISSOULA, MT 59802-9597
Document Number0010090332
Book / Page001009 / 000332
Instrument DateFeb 21, 2019
Instrument2597
Transaction TypeForeclosure
Record UpdatedMar 07, 2019
Title CompanyTITLE FINANCIAL SPECIALTY SERVICES, TITLE FIN'L SPECIALTY SVC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3100 FLEET ST MISSOULA MT 598085855, MISSOULA, MT 59808-5855

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated December 31, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
Elementary School DistrictBonner Elementary School District (PK - 08)
Secondary School DistrictMissoula High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,869.00 (-13.66%)$583,825 (+19.49%)$583,825 (+19.49%) Land $142,405 Building $441,420
2023$4,481.00$488,600$488,600 Land $94,180 Building $394,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskHigh
above 84% of the US · above 77% of Montana
Wildfire LikelihoodAbout 1 in 159 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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