10849 Harness Way, Indianapolis, IN 46239 Property Records

Marion County property record for 10849 Harness Way, Indianapolis, IN 46239

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,406 sqft · built 1996
Lot Size0.181 acres (7,884 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Apr 2021)
Tax Bill$4,963 (2024)
Deeds & MortgagesApr 2021 Mortgage
Apr 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN49-09-16-100-009.000-700

Property Details

APN / Parcel Number

Primary APN49-09-16-100-009.000-700
Alternative APN
  • 7040296

Interior

Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,406 sqft Living Area
Gross Area1,866 sqft
1st Floor Area1,406 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRow Home
Construction TypeBrick
Lot Area7,884 sqft (0.181 acres)
Lot Dimensions164 ft deep x 48 ft wide
TerrainRolling
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10849 HARNESS WAY
CityINDIANAPOLIS
StateIN
Zip46239-8847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE PADDOCK AT STABLE CHASE L12
Legal SubdivisionTHE PADDOCK AT STABLE CHASE
Legal Lot Number12
JurisdictionMARION IN
Township / Civil DivisionWARREN
Census Block Group2
Census Block2010
Census Tract361602

Owner

10849 Harness Way is owned and occupied by an individual who bought it in April 2021.

Source: Marion County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address10849 HARNESS WAY, INDIANAPOLIS, IN 46239-8847
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Apr 19, 2021Warranty Deed, Transfer
Sep 20, 2019Deed of Trust, Mortgage
LOANDEPOT.COM LLC
May 2, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2021 · Amount on File
Deed SaleApr 19, 2021 · Amount on File
Prior SaleMay 2, 2018 · Amount on File
Deed Document Number202151159
Prior Transfer DateJun 10, 2010
Prior Transfer Doc0000075863
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10849 HARNESS WAY, INDIANAPOLIS, IN 46239-8847
Transaction TypeMortgage
Record UpdatedAug 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051160
DateApr 19, 2021
InstrumentA202100051160
Lender
NameCALIBER HOME LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateApr 19, 2021
Property Address10849 HARNESS WAY, INDIANAPOLIS, IN 46239-8847
Document Number0000051159
Map ReferenceIN 95-147114
Instrument DateApr 14, 2021
InstrumentA202100051159
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address10849 HARNESS WAY, INDIANAPOLIS, IN 46239-8847

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10849 HARNESS WAY, INDIANAPOLIS, IN 46239-8847
Document Number0000096366
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10849 HARNESS WAY INDIANAPOLIS IN 462398847, INDIANAPOLIS, IN 46239-8847

Mortgage

Document Number0000096366
DateOct 2, 2019
Instrument96366
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFLINT, MI 48501-2026
Agreement
AmountAmount on Record
Term360 Months
DueOct 1, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateMay 2, 2018
Property Address10849 HARNESS WAY, INDIANAPOLIS, IN 46239-8847
Document Number0000043461
Map ReferenceIN 9514714
Instrument DateApr 30, 2018
InstrumentA201800043461
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10849 HARNESS WAY, INDIANAPOLIS, IN 46239-8847

Mortgage

Document Number0000043462
DateMay 2, 2018
InstrumentA201800043462
Lender
NameWELLS FARGO BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionWarren Township
Consolidated CityIndianapolis City
Unified School DistrictWarren Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$226,100 Land $29,400 Building $196,700$226,100 Land $29,400 Building $196,700
2024$4,963.00 (+12.98%)
2023$4,393.00 (+12.64%)$191,000 (+7.61%) Land $29,400 Building $161,600$191,000 (+7.61%) Land $29,400 Building $161,600
2022$3,900.00 Homeowner's exemption$177,500 Land $29,400 Building $148,100$177,500 Land $29,400 Building $148,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10849 Harness Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10849 Harness Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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