10826 Harness Way, Indianapolis, IN 46239 Property Records

Marion County property record for 10826 Harness Way, Indianapolis, IN 46239

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,910 sqft · built 1997
Lot Size0.197 acres (8,581 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Mar 2019)
Tax Bill$2,808 (2024)
Deeds & MortgagesOct 2021 Mortgage
Mar 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN49-09-16-100-059.000-700

Property Details

APN / Parcel Number

Primary APN49-09-16-100-059.000-700
Alternative APN
  • 7040350

Interior

Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,910 sqft Living Area
Gross Area2,370 sqft
1st Floor Area1,910 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRow Home
Construction TypeBrick
Lot Area8,581 sqft (0.197 acres)
Lot Dimensions179 ft deep x 48 ft wide
TerrainRolling
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10826 HARNESS WAY
CityINDIANAPOLIS
StateIN
Zip46239-8851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE PADDOCK AT STABLE CHASE L66
Legal SubdivisionTHE PADDOCK AT STABLE CHASE
Legal Lot Number66
JurisdictionMARION IN
Township / Civil DivisionWARREN
Census Block Group2
Census Block2010
Census Tract361602

Owner

10826 Harness Way is owned and occupied by an individual who bought it in March 2019.

Source: Marion County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10826 HARNESS WAY, INDIANAPOLIS, IN 46239-8851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK
Mar 8, 2019Warranty Deed, Transfer · Construction Mortgage
PNC BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2019 · Amount on File
Deed SaleMar 8, 2019 · Amount on File
Deed Document Number201920124
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10826 HARNESS WAY, INDIANAPOLIS, IN 46239
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000143123
DateOct 26, 2021
InstrumentA202100143123
Lender
NamePNC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateMar 8, 2019
Property Address10826 HARNESS WAY, INDIANAPOLIS, IN 46239
Document Number0000020124
Instrument DateFeb 28, 2019
InstrumentA201900020124
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10826 HARNESS WAY, INDIANAPOLIS, IN 46239

Mortgage

Document Number0000020125
DateMar 8, 2019
InstrumentA201900020125
Lender
NamePNC BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionWarren Township
Consolidated CityIndianapolis City
Unified School DistrictWarren Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$257,400 Land $30,200 Building $227,200$257,400 Land $30,200 Building $227,200
2024$2,808.00 (+14.29%)
2023$2,457.00 (+9.3%) Homeowner's exemption$215,600 (+5.38%) Land $30,200 Building $185,400$215,600 (+5.38%) Land $30,200 Building $185,400
2022$2,248.00 (+13.82%) Homeowner's exemption$204,600 Land $30,200 Building $174,400$204,600 Land $30,200 Building $174,400
2021$1,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10826 Harness Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10826 Harness Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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