10848 Wagon Wheel Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 10848 Wagon Wheel Dr, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,445 sqft · built 1974
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Oct 2022)
Tax Bill	$9,466 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-143-08-00`

Property Details

APN / Parcel Number

Primary APN	`580-143-08-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,445 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10848 WAGON WHEEL DR
City	SPRING VALLEY
State	CA
Zip	91978-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 249 TR 007350
Legal Subdivision	CARRIAGE HILLS CORNERS
Legal Tract	007350
Legal Block	2
Legal Lot Number	249
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13506

Owner

10848 Wagon Wheel Dr is owned and occupied by two individuals who bought it in October 2022.

Source: San Diego County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10848 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 4, 2022	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
May 11, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Prior Sale	Sep 23, 2016 · Amount on File
Deed Document Number	2022388073
Prior Transfer Date	Jan 15, 2013
Prior Transfer Doc	0000002062
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 14, 2026
Property Address	10848 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1933
Document Number	0000238665
Instrument Date	Jul 27, 2026
Instrument	2026238665
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10848 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1933

Mortgage

Document Number	0000238665,
Date	Aug 14, 2026
Instrument	2026238665

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Nov 1, 2052

Interest

Max Rate	-1%

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2022
Property Address	10848 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1933
Document Number	0000388073
Map Reference	MAP 7350
Instrument Date	Sep 30, 2022
Instrument	2022-0388073
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10848 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1933

Mortgage

Document Number	0000388074
Date	Oct 4, 2022
Instrument	2022-0388074

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10848 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1933
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10848 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1933

Mortgage

Document Number	0000359619
Date	May 11, 2021
Instrument	2021-0359619

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10848 Wagon Wheel Dr was $9,466 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$769,375 (+2%) Land $557,134 Building $212,241
2025	$9,466.00 Homeowner's exemption	$754,290 Land $546,210 Building $208,080
2023	$9,170.00 (+39.04%) Homeowner's exemption	$725,000 Land $525,000 Building $200,000
2022	$6,595.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10848 Wagon Wheel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10848 Wagon Wheel Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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