Clare County property record for 10848 Arnold Lake Rd, Gladwin, MI 48624
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,404 sqft · built 1995 |
| Lot Size | 19.7 acres (860,310 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,512 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-002-200-07 |
| Primary APN | 008-002-200-07 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,404 sqft Building Perimeter |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 860,310 sqft (19.7 acres) |
| Garage Area | 1,848 sqft |
| Street Address | 10848 ARNOLD LAKE RD |
|---|---|
| City | GLADWIN |
| State | MI |
| Zip | 48624-8844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T19N R3W SEC 2 10848 E ARNOLD LAKE RD E 1/2 OF W 1/2 OF E 1/2 OF NE 1/4. |
| Legal Range | 03W |
| Legal Township | 19N |
| Legal Section | 02 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 800 |
10848 Arnold Lake Rd is owned and occupied by two individuals.
Source: Clare County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10848 ARNOLD LAKE RD, GLADWIN, MI 48624-8844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10848 Arnold Lake Rd was $1,512 with a homeowner's exemption.
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Hamilton Township |
| Unified School District | Harrison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,000 (+1.81%) Land $27,800 Building $34,200 | $124,000 (+1.81%) Land $55,600 Building $68,400 | |
| 2025 | $1,512.00 Homeowner's exemption | $60,900 Land $27,800 Building $33,100 | $121,800 Land $55,600 Building $66,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10848 Arnold Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10848 Arnold Lake Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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