Clare County property record for 10640 Arnold Lake Rd, Gladwin, MI 48624
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,600 sqft · built 1976 |
| Lot Size | 78.7 acres (3,430,350 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jul 2021) |
| Tax Bill | $3,850 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-002-200-11 |
| Primary APN | 008-002-200-11 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Building Area | 1,600 sqft Building Perimeter |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 1,520 sqft |
| Unfinished Basement | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Modular |
| Lot Area | 3,430,350 sqft (78.7 acres) |
| Garage Area | 1,740 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10640 ARNOLD LAKE RD |
|---|---|
| City | GLADWIN |
| State | MI |
| Zip | 48624-8813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T19N R3W SEC 2 10640 E ARNOLD LAKE RD E 1/2 OF W 1/2 OF W 1/2 OF NE 1/4 AND THE W 1/2 OF E 1/2 OF W 1/2 OF NE 1/4 AND THE W 1 |
| Legal Range | 03W |
| Legal Township | 19N |
| Legal Section | 02 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 800 |
Source: Clare County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10640 ARNOLD LAKE RD, GLADWIN, MI 48624-8813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Hamilton Township |
| Unified School District | Harrison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,700 (+15.04%) Land $88,800 Building $129,900 | $437,400 (+15.04%) Land $177,600 Building $259,800 | |
| 2025 | $3,850.00 Homeowner's exemption | $190,100 Land $88,800 Building $101,300 | $380,200 Land $177,600 Building $202,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G and 4G LTE (outdoors only)
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