10846 Down Park Ln, Windermere, FL 34786 Property Records

Orange County property record for 10846 Down Park Ln, Windermere, FL 34786

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2.5 ba · 1,830 sqft · built 1967
Lot Size	1.77 acres (77,475 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (Mar 2019)
Tax Bill	$23,396 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Feb 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-23-28-4400-00-115`

Property Details

APN / Parcel Number

Primary APN	`05-23-28-4400-00-115`
Alternative APNs	`282305440000115` `274570` `279414` `283573`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	3,678 sqft
1st Floor Area	1,830 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	77,475 sqft (1.77 acres)
Garage Area	756 sqft
Porch	Patio
Porch Area	642 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10846 DOWN PARK LN
City	WINDERMERE
State	FL
Zip	34786-7912
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SFR
Legal Description	LAKE DOWN ESTATES REPLAT Q/154 COMM AT THE W1/4 COR OF SEC 0 5-23-28 TH N89-32-19E 850.48 FT TH S20-01-11E 189.99 FT TO T HE POB TH S20-01-11E 70.57 FT TH N88-06-51W 172.83 FT TH S03
Legal Range	28E
Legal Township	23S
Legal Section	05
Legal Subdivision	LAKE DOWN ESTS REP
Legal Tract	4400
Legal Lot Number	115
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1018
Census Tract	14814

Owner

10846 Down Park Ln, residential vacant land, is owned by a company that bought it in March 2019.

Source: Orange County records, as of April 30, 2026

Owner of Record	Company Name on File
Mailing Address	6000 METROWEST BLVD, 110, ORLANDO, FL 32835-7630
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2019	Warranty Deed, Transfer · Commercial Mortgage SUNTRUST BANK
Feb 7, 2018	Loan Modification, Mortgage UNITED LEGACY BK
Oct 5, 2017	Loan Modification, Mortgage UNITED LEGACY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Prior Sale	Aug 26, 2004 · Amount on File
Deed Document Number	2019146557
Prior Transfer Date	Dec 12, 2014
Prior Transfer Doc	0000651757
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 12, 2019
Property Address	10846 DOWN YONDER LN, WINDERMERE, FL 34786-7912
Document Number	0000146557
Instrument Date	Mar 11, 2019
Instrument	20190146557
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 770609, WINTER GARDEN, FL 34777-0609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6000 METROWEST BLVD STE 110, 110, ORLANDO, FL 32835-7630

Mortgage

Document Number	0000146558
Date	Mar 12, 2019
Instrument	20190146558

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	10846 DOWN YONDER LN, WINDERMERE, FL 34786-7912
Document Number	0000085533
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10846 DOWN YONDER LN WINDERMERE FL 347867912, WINDERMERE, FL 34786-7912

Mortgage

Document Number	0000085533
Date	Feb 13, 2018
Instrument	85533

Lender

Name	UNITED LEGACY BK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Amount	Amount on Record

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	10846 DOWN YONDER LN, WINDERMERE, FL 34786-7912
Document Number	0000555243
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10846 DOWN YONDER LN WINDERMERE FL 347867912, WINDERMERE, FL 34786-7912

Mortgage

Document Number	0000555243
Date	Oct 11, 2017
Instrument	555243

Lender

Name	UNITED LEGACY BK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10846 Down Park Ln was $23,396, up % from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,400,000 (-) Land $1,400,000	$1,400,000 (-) Land $1,400,000
2025	$23,396.00 (+0.04%)	$1,400,000 Land $1,400,000	$1,400,000 Land $1,400,000
2024	$23,387.00 (+4.75%)
2023	$22,326.00 (+11.68%)	$1,400,000 (+16.67%) Land $1,400,000	$1,400,000 (+16.67%) Land $1,400,000
2022	$19,991.00	$1,200,000 Land $1,200,000	$1,200,000 Land $1,200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10846 Down Park Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10846 Down Park Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Summit Broadband, Xfinity.

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