10844 E Adobe Rd, Kaw City, OK 74641 Property Records

Kay County property record for 10844 E Adobe Rd, Kaw City, OK 74641

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,466 sqft · built 1936
Lot Size3.9 acres (169,884 sqft)
OwnerCompany Name on Record
Last Sale$54,900 (Aug 1998)
Tax Bill$725 (2025)
Deeds & MortgagesDec 2023 Transfer
Oct 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN22150

Property Details

APN / Parcel Number

Primary APN22150
Alternative APN
  • 7020-00-000-006-0-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,466 sqft Living Area
1st Floor Area1,766 sqft
Utility Area1,600 sqft
Storm ShelterStorm Shelter
Storm ShuttersStorm Shutters
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area169,884 sqft (3.9 acres)
Garage TypeCarport
Garage Area100 sqft
CarportCarport
Carport Area100 sqft
Deck Area504 sqft
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22150
Street Address10844 E ADOBE RD
CityKAW CITY
StateOK
Zip74641-9633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKAW TWP - BEAR CREEK ESTS LOT 6
Legal Range04E
Legal Township27N
Legal Section8
Legal SubdivisionBEAR CREEK ESTATE
Legal Lot Number6
JurisdictionKAY OK
Township / Civil DivisionKAW CITY
Census Block Group1
Census Block1062
Census Tract1200

Owner

Source: Kay County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10844 E ADOBE RD, KAW CITY, OK 74641-9633
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2023Intrafamily Transfer, Transfer
Oct 26, 2023Deed of Trust, Mortgage · Line of Credit
CHEROKEE STRIP CU
Jan 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
RCB BANK
Dec 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
RCB BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 1998 · Amount on Record
Deed SaleAug 28, 1998 · Amount on Record
Prior SaleDec 13, 1996 · Amount on Record
Deed Book / Page1032 / 165
Last Transfer DateDec 8, 2023
Transfer DocI2023008145
Record UpdatedOct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKAY OK
Recording DateDec 8, 2023
Property Address10844 E ADOBE RD, KAW CITY, OK 74641-9633
Document NumberI2023008145
Book / Page1951 / 373
Instrument DateDec 8, 2023
InstrumentI-2023-008145
Transaction TypeTransfer
Record UpdatedDec 21, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10844 E ADOBE RD, KAW CITY, OK 74641-9633

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address10844 E ADOBE RD, KAW CITY, OK 74641-9633
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberI2023007326
DateOct 26, 2023
Book Page1947/943
InstrumentI-2023-007326
Lender
NameCHEROKEE STRIP CU
TypeCredit Union
AddressPONCA CITY, OK 74604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 25, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address10844 E ADOBE RD, KAW CITY, OK 74641-9633
Transaction TypeMortgage
Record UpdatedJan 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberI2022000038
DateJan 3, 2022
Book Page1892/593
InstrumentI-2022-000038
Lender
NameRCB BANK
TypeBank
AddressOWASSO, OK 74055
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address10844 E ADOBE RD, KAW CITY, OK 74641-9633
Document Number0000009882
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10844 E ADOBE RD KAW CITY OK 746419633, KAW CITY, OK 74641-9633

Mortgage

Document Number0000009882
DateDec 26, 2019
Book Page001824/000757
Instrument9882
Lender
NameRCB BK
TypeBank
AddressOWASSO, OK 74055
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 25, 2034

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
Elementary School DistrictKildare Public School (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,935 (+3.01%) Land $1,073 Building $8,862$90,313 (-40.98%) Land $9,750 Building $80,563
2025$725.00 (+9.35%) Homeowner's exemption$9,645 (+3%) Land $1,073 Building $8,572$153,025 (+32.67%) Land $9,750 Building $143,275
2024$663.00 (+3.43%) Homeowner's exemption$9,364 (+2.99%) Land $1,287 Building $8,077$115,343 (+17.02%) Land $11,700 Building $103,643
2023$641.00 Homeowner's exemption$9,092 Land $1,287 Building $7,805$98,570 Land $11,700 Building $86,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 56% of Oklahoma
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSAGE CO RWD #21
serves 1,500 people · EPA ID OK2003616
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTurbidity
resolved · Apr 2021
Treatment and ProcedureColiform assessment
currently in violation since May 2025
Lead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting80
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Chisholm Broadband
Fixed Wireless
100 / 40

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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