10823 E Adobe Rd, Kaw City, OK 74641 Property Records

Kay County property record for 10823 E Adobe Rd, Kaw City, OK 74641

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1 ba · 2,080 sqft · built 2025
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$37,000 (Aug 2020)
Tax Bill	$341 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37949`

Property Details

APN / Parcel Number

Primary APN	`37949`
Alternative APN	`7000-17-027-04E-1-015-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	2,080 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Traditional
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	37949
Street Address	10823 E ADOBE RD
City	KAW CITY
State	OK
Zip	74641-9633
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	KAW TWP 17-27N-04E A TRACT IN NE/4 BEGINNING AT NE/C THEN S88 45 33 W A DISTANCE OF 815.81 FT AS POB THEN S00 04 29 W A DISTA
Legal Range	04E
Legal Township	27N
Legal Section	17
Legal Subdivision	KAW TOWNSHIP
Jurisdiction	KAY OK
Township / Civil Division	KAW CITY
Census Block Group	1
Census Block	1062
Census Tract	1200

Owner

Source: Kay County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 WARWICK RD, PONCA CITY, OK 74601-7423
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST
Jun 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST
Mar 25, 2024	Intrafamily Transfer, Transfer · Construction Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	20205868
Deed Book / Page	1844 / 11
Last Transfer Date	Mar 22, 2024
Transfer Doc	I2024001801
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	10823 E ADOBE RD, KAW CITY, OK 74641-9633
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7341 RHGATO ACRES RD, PONCA CITY, OK 74604-6820

Mortgage

Document Number	I2025005375
Date	Jul 28, 2025
Book Page	2004/997
Instrument	I-2025-005375

Lender

Name	BANCFIRST
Type	Bank
Address	100 N BROADWAY AVE # 800, OKLAHOMA CITY, OK 73102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	10823 E ADOBE RD, KAW CITY, OK 74641-9633
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7341 RHGATO ACRES RD, PONCA CITY, OK 74604-6820

Mortgage

Document Number	I2025004027
Date	Jun 11, 2025
Book Page	2000/1
Instrument	I-2025-004027

Lender

Name	BANCFIRST
Type	Bank
Address	100 N BROADWAY AVE, OKLAHOMA CITY, OK 73102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KAY OK
Recording Date	Mar 25, 2024
Property Address	10823 E ADOBE RD, KAW CITY, OK 74641-9633
Document Number	I2024001801
Book / Page	1959 / 703
Instrument Date	Mar 22, 2024
Instrument	I-2024-001801
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	112 WARWICK RD, PONCA CITY, OK 74601-7423

Mortgage

Document Number	I2024001874
Date	Mar 25, 2024
Instrument	I-2024-001874

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2025

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Elementary School District	Kildare Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,995 (+514.13%) Land $2,338 Building $22,657	$227,220 (+514.11%) Land $21,250 Building $205,970
2025	$341.00 (+5.9%)	$4,070 (-) Land $4,070	$37,000 (-) Land $37,000
2024	$322.00	$4,070 (-) Land $4,070	$37,000 (-) Land $37,000
2023	$322.00	$4,070 Land $4,070	$37,000 Land $37,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 55% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE CO RWD #21 serves 1,500 people · EPA ID OK2003616
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Turbidity resolved · Apr 2021
Treatment and Procedure	Coliform assessment currently in violation since May 2025 Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	80 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Chisholm Broadband Fixed Wireless	100 / 40

May also be available: Nextlink.

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