10840 Pepper St, Adelanto, CA 92301 Property Records

San Bernardino County property record for 10840 Pepper St, Adelanto, CA 92301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,005 sqft · built 1992
Lot Size	0.165 acres (7,194 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Sep 2017)
Tax Bill	$2,931 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2023 Mortgage + 6 more
Flood Zone	Zone D (undetermined)
APN	`3103-671-52-0000`

Property Details

APN / Parcel Number

Primary APN	`3103-671-52-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,005 sqft Living Area
Gross Area	1,425 sqft
1st Floor Area	1,005 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,194 sqft (0.165 acres)
Lot Dimensions	109 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	15 sqft
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10840 PEPPER ST
City	ADELANTO
State	CA
Zip	92301-3897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14726 LOT 44 BOOK 246 PAGE 24
Legal Subdivision	TRACT 14726
Legal Tract	14726
Legal Block	2
Legal Lot Number	44
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2005
Census Tract	9125

Owner

10840 Pepper St is owned and occupied by an individual who bought it in September 2017.

Source: San Bernardino County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	10840 PEPPER ST, ADELANTO, CA 92301-3897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Apr 21, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 18, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Feb 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 10, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Sep 13, 2017	Intrafamily Transfer, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 13, 2017	Grant Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA
Sep 13, 2017	Affidavit of Death, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017 · Amount on File
Deed Sale	Sep 13, 2017 · Amount on File
Prior Sale	Sep 13, 2017
Deed Document Number	2017379512
Prior Transfer Date	Jun 28, 2017
Prior Transfer Doc	0000379510
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10840 PEPPER ST, ADELANTO, CA 92301-3897
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10840 PEPPER ST, ADELANTO, CA 92301-3897

Mortgage

Document Number	0000047727
Date	Feb 29, 2024
Instrument	2024-0047727

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Mar 1, 2050

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10840 PEPPER ST, ADELANTO, CA 92301-3897
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10840 PEPPER ST, ADELANTO, CA 92301-3897

Mortgage

Document Number	0000095476
Date	Apr 21, 2023
Instrument	2023-0095476

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Mar 1, 2050

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10840 PEPPER ST, ADELANTO, CA 92301-3897
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10840 PEPPER ST, ADELANTO, CA 92301-3897

Mortgage

Document Number	0000346367
Date	Oct 18, 2022
Instrument	2022-0346367

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10840 PEPPER ST, ADELANTO, CA 92301-3897
Document Number	0000100997
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10840 PEPPER ST ADELANTO CA 923013897, ADELANTO, CA 92301-3897

Mortgage

Document Number	0000100997
Date	Mar 20, 2020
Instrument	100997

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	10840 PEPPER ST, ADELANTO, CA 92301-3897
Document Number	0000100996
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10840 PEPPER ST ADELANTO CA 923013897, ADELANTO, CA 92301-3897

Mortgage

Document Number	0000100996
Date	Mar 20, 2020
Instrument	100996

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 13, 2017
Property Address	10840 PEPPER ST, ADELANTO, CA 92301-3897
Document Number	0000379511
Map Reference	MB246 PG24-29
Instrument Date	Sep 11, 2017
Instrument	2017-0379511
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE CO SOCAL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10840 PEPPER ST, ADELANTO, CA 92301-3897

Mortgage

Document Number	0000379513
Date	Sep 13, 2017
Instrument	2017-0379513

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Mortgage

Document Number	0000379514
Date	Sep 13, 2017
Instrument	2017-0379514

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Negative Amortization
Amount	Amount on Record

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 13, 2017
Property Address	10840 PEPPER ST, ADELANTO, CA 92301-3897
Document Number	0000379512
Instrument Date	Jun 29, 2017
Instrument	379512
Transaction Type	Transfer
Record Updated	Sep 28, 2017
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Tax	$185.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10840 PEPPER ST ADELANTO CA 923013897, ADELANTO, CA 92301-3897

September 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 13, 2017
Property Address	10840 PEPPER ST, ADELANTO, CA 92301-3897
Document Number	0000379510
Instrument Date	Jun 28, 2017
Instrument	379510
Transaction Type	Transfer
Record Updated	Sep 28, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2076 S PALOMARES ST POMONA CA 917665743, POMONA, CA 91766-5743

Tax Assessment & Valuation

The 2025 property tax bill for 10840 Pepper St was $2,931.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Adelanto City
County	San Bernardino County
Elementary School District	Adelanto Elementary School District (KG - 06)
Secondary School District	Victor Valley Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$196,140 (+2%) Land $29,015 Building $167,125
2025	$2,931.00	$192,294 Land $28,446 Building $163,848
2023	$2,739.00 (+4.98%)	$184,826 Land $27,341 Building $157,485
2022	$2,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10840 Pepper St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10840 Pepper St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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