10839 Pepper St, Adelanto, CA 92301 Property Records

San Bernardino County property record for 10839 Pepper St, Adelanto, CA 92301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1992
Lot Size	0.165 acres (7,194 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jul 2021)
Tax Bill	$4,217 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`3103-671-49-0000`

Property Details

APN / Parcel Number

Primary APN	`3103-671-49-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	1,658 sqft
1st Floor Area	1,238 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,194 sqft (0.165 acres)
Lot Dimensions	109 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10839 PEPPER ST
City	ADELANTO
State	CA
Zip	92301-3899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14726 LOT 41 BOOK 246 PAGE 24
Legal Subdivision	TRACT NO 14726
Legal Tract	14726
Legal Block	2
Legal Lot Number	41
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2007
Census Tract	9125

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10839 PEPPER ST, ADELANTO, CA 92301-3899
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jul 9, 2021	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 23, 2018	Grant Deed, Transfer · FHA Mortgage FIRST AMERICAN TITLE INSURANCE
Dec 20, 2017	Grant Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/STHRN CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	2021309164
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 28, 2026
Property Address	10839 PEPPER ST, ADELANTO, CA 92301-3899
Document Number	0000133955
Instrument Date	May 11, 2026
Instrument	2026133955
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10839 PEPPER ST, ADELANTO, CA 92301-3899
Investor	Possibly a Property Investor

Mortgage

Document Number	0000133955,
Date	May 28, 2026
Instrument	2026133955

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Aug 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10839 PEPPER ST, ADELANTO, CA 92301-3899
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10839 PEPPER ST, ADELANTO, CA 92301-3899
Investor	Possibly a Property Investor

Mortgage

Document Number	0000201362
Date	Aug 16, 2023
Instrument	2023-0201362

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10839 PEPPER ST, ADELANTO, CA 92301-3899
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10839 PEPPER ST, ADELANTO, CA 92301-3899
Investor	Possibly a Property Investor

Mortgage

Document Number	0000309167
Date	Jul 9, 2021
Instrument	2021-0309167

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 9, 2021
Property Address	10839 PEPPER ST, ADELANTO, CA 92301-3899
Document Number	0000309164
Map Reference	MB 246 PG 24-29
Instrument Date	May 11, 2021
Instrument	2021-0309164
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10839 PEPPER ST, ADELANTO, CA 92301-3899
Investor	Possibly a Property Investor

Mortgage

Document Number	0000309165
Date	Jul 9, 2021
Instrument	2021-0309165

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000309166
Date	Jul 9, 2021
Instrument	2021-0309166

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 23, 2018
Property Address	10839 PEPPER ST, ADELANTO, CA 92301-3899
Document Number	0000186323
Map Reference	MB 246 PG 24-29
Instrument Date	Apr 19, 2018
Instrument	2018-0186323
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10839 PEPPER ST, ADELANTO, CA 92301-3899

Mortgage

Document Number	0000186324
Date	May 23, 2018
Instrument	2018-0186324

Lender

Name	FIRST AMERICAN TITLE INSURANCE
Type	Insurance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 20, 2017
Property Address	10839 PEPPER ST, ADELANTO, CA 92301-3899
Document Number	0000542049
Instrument Date	Nov 6, 2017
Instrument	542049
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/STHRN CA

Transaction

Amount	Amount Recorded
Tax	$143.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 VIA CHICO PALOS VERDES ESTATES CA 902746818, PALOS VERDES ESTATES, CA 90274-6818
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Adelanto City
County	San Bernardino County
Elementary School District	Adelanto Elementary School District (KG - 06)
Secondary School District	Victor Valley Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$319,318 (+2%) Land $63,864 Building $255,454
2025	$4,217.00 (+7.36%)	$313,057 (+4.04%) Land $62,612 Building $250,445
2023	$3,928.00 (+4%)	$300,900 Land $60,180 Building $240,720
2022	$3,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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