Lancaster County property record for 10840 Northloch St, Waverly, NE 68462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,300 sqft · built 2007 |
| Lot Size | 0.179 acres (7,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,000 (Jul 2026) |
| Tax Bill | $5,377 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-16-339-005-000 |
| Primary APN | 24-16-339-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 3,252 sqft |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,294 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 294 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,803 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Screened Porch |
| Porch Area | 263 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10840 NORTHLOCH ST |
|---|---|
| City | WAVERLY |
| State | NE |
| Zip | 68462-9782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | ASPEN PARK THIRD ADDITION, BLOCK 3, LOT 5 |
| Legal Subdivision | ASPEN PARK THIRD ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | LANCASTER NE |
| Township / Civil Division | WAVERLY |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 10100 |
10840 Northloch St is owned and occupied by two individuals who bought it in July 2026.
Source: Lancaster County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10840 NORTHLOCH ST, WAVERLY, NE 68462-9782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Jun 27, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 9, 2018 | Deed of Trust, Mortgage · Commercial Mortgage STATE FARM BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on File |
| Deed Sale | Jul 6, 2026 · Amount on File |
| Prior Sale | Jun 27, 2022 · Amount on File |
| Deed Document Number | 202625069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Jul 6, 2026 |
| Property Address | 10840 NORTHLOCH ST, WAVERLY, NE 68462-9782 |
| Document Number | 0000025069 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202625069 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | TITLE SERVICES, OMNI TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88,807.28 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10840 NORTHLOCH ST, WAVERLY, NE 68462-9782 |
| Document Number | 0000025070, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202625070 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Jun 27, 2022 |
| Property Address | 10840 NORTHLOCH ST, WAVERLY, NE 68462-9782 |
| Document Number | 0000027021 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2022027021 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Title Company | 402 TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $769.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000027022 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022027022 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 10840 NORTHLOCH ST, WAVERLY, NE 68462-9782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE FIRST AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000012802 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 2018012802 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | Mar 27, 2025 |
The 2025 property tax bill for 10840 Northloch St was $5,377.
Source: Lancaster County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lancaster County |
| Municipality | Waverly City |
| Unified School District | Waverly School District 145 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,377.00 | $326,700 Land $72,000 Building $254,700 | $326,700 Land $72,000 Building $254,700 |
| 2023 | $6,075.00 Homeowner's exemption | $309,300 Land $62,000 Building $247,300 | $309,300 Land $62,000 Building $247,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10840 Northloch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10840 Northloch St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAVERLY serves 4,279 people · EPA ID NE3110905 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.67 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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