Lancaster County property record for 10830 Northloch St, Waverly, NE 68462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,193 sqft · built 2006 |
| Lot Size | 0.179 acres (7,807 sqft) |
| Owner | Individual Name on File |
| Last Sale | $298,000 (Apr 2026) |
| Tax Bill | $3,085 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-16-339-006-000 |
| Primary APN | 24-16-339-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,193 sqft Living Area |
| Gross Area | 2,912 sqft |
| 1st Floor Area | 1,193 sqft |
| Basement Area | 1,193 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,807 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10830 NORTHLOCH ST |
|---|---|
| City | WAVERLY |
| State | NE |
| Zip | 68462-9782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | ASPEN PARK THIRD ADDITION, BLOCK 3, LOT 6 |
| Legal Subdivision | ASPEN PARK THIRD ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | LANCASTER NE |
| Township / Civil Division | WAVERLY |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 10100 |
10830 Northloch St is owned and occupied by an individual who bought it in April 2026.
Source: Lancaster County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10830 NORTHLOCH ST, WAVERLY, NE 68462-9782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK |
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIVE POINTS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on File |
| Deed Sale | Apr 10, 2026 · Amount on File |
| Prior Sale | Sep 7, 2006 · Amount on File |
| Deed Document Number | 202613069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Apr 17, 2026 |
| Property Address | 10830 NORTHLOCH ST, WAVERLY, NE 68462-9782 |
| Document Number | 0000014062 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202614062 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000014062, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202614062 |
| Name | FIVE POINTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Apr 10, 2026 |
| Property Address | 10830 NORTHLOCH ST, WAVERLY, NE 68462-9782 |
| Document Number | 0000013069 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202613069 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69,827.36 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10830 NORTHLOCH ST, WAVERLY, NE 68462-9782 |
| Document Number | 0000013070, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 202613070 |
| Name | FIVE POINTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 10830 Northloch St was $3,085, down 10.6% from the year before.
Source: Lancaster County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lancaster County |
| Municipality | Waverly City |
| Unified School District | Waverly School District 145 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,085.00 (-10.61%) | $267,000 Land $72,000 Building $195,000 | $267,000 Land $72,000 Building $195,000 |
| 2024 | $3,451.00 (-16.32%) | ||
| 2023 | $4,124.00 | $253,400 Land $62,000 Building $191,400 | $253,400 Land $62,000 Building $191,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10830 Northloch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10830 Northloch St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAVERLY serves 4,279 people · EPA ID NE3110905 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.67 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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