10840 Melva Rd, La Mesa, CA 91941 Property Records

San Diego County property record for 10840 Melva Rd, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,749 sqft · built 1958
Lot Size	1.85 acres (80,586 sqft)
Owner	Company Name on Record
Last Sale	$1,750,000 (Apr 2018)
Tax Bill	$23,291 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`497-020-26-00`

Property Details

APN / Parcel Number

Primary APN	`497-020-26-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,749 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	80,586 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	10840 MELVA RD
City	LA MESA
State	CA
Zip	91941-5754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 22-16-1W NEQ POR OF NEQ OF
Legal Range	01W
Legal Township	16
Legal Section	22
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	15302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10840 MELVA RD, LA MESA, CA 91941-5754
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 2, 2018	Quit Claim Deed, Transfer · Conventional Mortgage STEARNS LNDG
Apr 3, 2018	Grant Deed, Transfer HAMANN GREGG FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Jan 26, 2012 · Amount on Record
Deed Document Number	2018130899
Last Transfer Date	Jun 26, 2018
Transfer Doc	0000270337
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10840 MELVA RD, LA MESA, CA 91941-5754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000383099
Date	Jul 16, 2020
Instrument	2020-0383099

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2018
Property Address	10840 MELVA RD, LA MESA, CA 91941-5754
Document Number	0000270337
Instrument Date	Jun 26, 2018
Instrument	270337
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1000 PIONEER WAY EL CAJON CA 920201923, EL CAJON, CA 92020-1923

Mortgage

Document Number	270338
Date	Jul 2, 2018
Instrument	270338

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2038

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2018
Property Address	10840 MELVA RD, LA MESA, CA 91941-5754
Document Number	0000130899
Instrument Date	Mar 5, 2018
Instrument	130899
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10840 MELVA RD LA MESA CA 919415754, LA MESA, CA 91941-5754

Mortgage

Document Number	130900
Date	Apr 3, 2018
Instrument	130900

Lender

Name	HAMANN GREGG FAMILY TRUST (PT)
Address	1000 PIONEER WAY, EL CAJON, CA 92020-1923

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,518,319 (+26.47%) Land $1,160,583 Building $1,357,736
2025	$23,291.00 (+2%) Homeowner's exemption	$1,991,196 (+4.04%) Land $1,137,827 Building $853,369
2023	$22,834.00 (+1.59%) Homeowner's exemption	$1,913,878 Land $1,093,645 Building $820,233
2022	$22,477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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