10760 Melva Rd, La Mesa, CA 91941 Property Records

San Diego County property record for 10760 Melva Rd, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,206 sqft · built 1950
Lot Size	1.7 acres (74,052 sqft)
Owner	Company Name on Record
Last Sale	$515,000 (Mar 1998)
Tax Bill	$12,736 (2025)
Deeds & Mortgages	May 2017 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`497-020-63-00`

Property Details

APN / Parcel Number

Primary APN	`497-020-63-00`
Alternative APN	`4970201400`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,206 sqft Living Area
Gross Area	568 sqft
Basement Area	568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Mediterranean
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	74,052 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	4970201400
Street Address	10760 MELVA RD
City	LA MESA
State	CA
Zip	91941-5752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 22-16-1W NEQ DOC2016-0535164 IN NEQ OF
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	15302

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	10760 MELVA RD, LA MESA, CA 91941-5752
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 4, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK
Jul 16, 2019	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 1998 · Amount on Record
Deed Sale	Mar 5, 1998 · Amount on Record
Prior Sale	Feb 14, 1997 · Amount on Record
Deed Document Number	1998117994
Last Transfer Date	Sep 19, 2016
Transfer Doc	0000535164
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10760 MELVA RD, LA MESA, CA 91941-5752
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199922
Date	May 4, 2017
Instrument	2017-0199922

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10760 MELVA RD, LA MESA, CA 91941-5752
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000283437
Date	Jul 16, 2019
Instrument	2019-0283437

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10760 MELVA RD, LA MESA, CA 91941-5752
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000283436
Date	Jul 16, 2019
Instrument	2019-0283436

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.22%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.22%
Index	1-Year CMT
Max Rate	8.22%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,087,656 (+2%) Land $350,141 Building $737,515
2025	$12,736.00 (+1.98%) Homeowner's exemption	$1,066,330 (+4.04%) Land $343,276 Building $723,054
2023	$12,489.00 (+1.55%) Homeowner's exemption	$1,024,926 Land $329,948 Building $694,978
2022	$12,298.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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