10839 Beech Creek Dr, Columbia, MD 21044 Property Records

Howard County property record for 10839 Beech Creek Dr, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,940 sqft · built 1987
Lot Size	0.268 acres (11,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Jul 2025)
Tax Bill	$8,938 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-400406`

Property Details

APN / Parcel Number

Primary APN	`05-400406`
Alternative APNs	`5400406` `400406`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,940 sqft Total Area
Basement Area	657 sqft
Finished Basement	657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.268 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	400406
Street Address	10839 BEECH CREEK DR
City	COLUMBIA
State	MD
Zip	21044-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 19 .2683 A 10839 BEECH CREEK DR BEECH CREEK SEC 1 AR 2
Legal Subdivision	BEECH CREEK
Legal Lot Number	19
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3000
Census Tract	605503

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10839 BEECH CREEK DR, COLUMBIA, MD 21044-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC
Mar 25, 2019	Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Mar 25, 2019 · Amount on Record
Deed Book / Page	22842 / 94
Prior Transfer Date	Dec 26, 2014
Prior Transfer Doc	0160080114
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10839 BEECH CREEK DR, COLUMBIA, MD 21044-1031
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MID ATLANTIC SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10839 BEECH CREEK DR, COLUMBIA, MD 21044-1031

Mortgage

Document Number	0199810001
Date	Dec 3, 2020
Book Page	19981/1

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 25, 2019
Property Address	10839 BEECH CREEK DR, COLUMBIA, MD 21044-1031
Document Number	0185940492
Book / Page	18594 / 492
Map Reference	PL 6732
Instrument Date	Mar 18, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE RESOURCE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,597.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10839 BEECH CREEK DR, COLUMBIA, MD 21044-1031

Mortgage

Document Number	0018594497
Date	Mar 25, 2019
Instrument	18594/497

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,938.00 (+6.82%)	$577,133 (+6.98%)	$652,400 (+20.93%) Land $285,000 Building $367,400
2025	$8,367.00 (+6.44%)	$539,500 (+15.02%) Land $265,000 Building $274,500	$539,500 (-) Land $265,000 Building $274,500
2024	$7,861.00 (+60.95%)
2023		$469,033	$539,500 Land $265,000 Building $274,500
2022	$4,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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