10838 E Miami River Rd, Cincinnati, OH 45252 Property Records

Hamilton County property record for 10838 E Miami River Rd, Cincinnati, OH 45252

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,798 sqft · built 2019
Lot Size2.31 acres (100,950 sqft)
OwnerIndividual Name on Record
Last Sale$64,900 (May 2018)
Tax Bill$10,112 (2025)
Deeds & MortgagesMar 2021 Line of Credit
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN510-0310-0044-00

Property Details

APN / Parcel Number

Primary APN510-0310-0044-00

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,798 sqft Living Area
Gross Area5,340 sqft
1st Floor Area1,944 sqft
2nd Floor Area854 sqft
Basement Area1,944 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area100,950 sqft (2.31 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address10838 E MIAMI RIVER RD
CityCINCINNATI
StateOH
Zip45252-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionES EAST MIAMI RIVER RD2.3175 ACS R1 T2 S29
Legal SubdivisionMEADOW LAKE ESTATE SUBDIVISION
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group1
Census Block1015
Census Tract20502

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10838 E MIAMI RIVER RD, CINCINNATI, OH 45252-1306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Line of Credit
CINFED CU
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
CINFED FCU
Sep 5, 2018Trustee's Deed, Construction Loan · Line of Credit
CINFED FCU
May 1, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2018 · Amount on Record
Deed SaleMay 1, 2018 · Amount on Record
Prior SaleSep 1, 2016 · Amount on Record
Deed Document Number201836202
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10838 E MIAMI RIVER RD, CINCINNATI, OH 45252-1306
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039182
DateMar 29, 2021
Book Page14384/3144
Instrument2021-0039182
Lender
NameCINFED CU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueApr 25, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10838 E MIAMI RIVER RD, CINCINNATI, OH 45252-1306
Document Number0000050582
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyOLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10838 E MIAMI RIVER RD CINCINNATI OH 452521306, CINCINNATI, OH 45252-1306

Mortgage

Document Number0000050582
DateMay 29, 2020
Book Page014178/002668
Instrument50582
Lender
NameCINFED FCU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

September 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON OH
Recording DateSep 5, 2018
Property Address10838 E MIAMI RIVER RD, CINCINNATI, OH 45252-1306
Book / Page013746 / 000662
Instrument DateAug 30, 2018
Instrument78189
Transaction TypeConstruction Loan
Record UpdatedOct 22, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10838 E MIAMI RIVER RD CINCINNATI OH 452521306, CINCINNATI, OH 45252-1306

Mortgage

Document Number0000078189
DateSep 5, 2018
Book Page013746/000662
Instrument78189
Lender
NameCINFED FCU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 4, 2048
Interest
Rate TypeAdjustable Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 1, 2018
Property Address10838 E MIAMI RIVER RD, CINCINNATI, OH 45252-1306
Document Number0000036202
Book / Page013658 / 000674
Instrument DateMar 28, 2018
Instrument36202
Transaction TypeTransfer
Record UpdatedJul 6, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$1,947.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1656 WINCHESTER AVE CINCINNATI OH 452301727, CINCINNATI, OH 45230-1727

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,112.00 (+7.43%)$175,183 (+%) Land $24,441 Building $150,742$500,520 (-) Land $69,830 Building $430,690
2024$9,413.00 (-0.32%)$175,181 (-) Land $24,440 Building $150,741
2023$9,443.00 (+15.96%)$175,181 (+41.69%) Land $24,440 Building $150,741$500,520 (+41.69%) Land $69,830 Building $430,690
2022$8,143.00 Homeowner's exemption$123,641 Land $22,715 Building $100,926
2020$353,260 Land $64,900 Building $288,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

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