10832 Upton Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10832 Upton Ave S, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1964
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$406,000 (Sep 2025)
Tax Bill	$4,494 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-43-0048`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-43-0048`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	3,344 sqft
1st Floor Area	1,040 sqft
Basement Area	2,304 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1988
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	134 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	480 sqft
Deck Area	380 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10832 UPTON AVE S
City	MINNEAPOLIS
State	MN
Zip	55431-3751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 104 A ST MARTINS WALESWOOD ADDN S 82 FT OF E 164 65/100 FT EX ST 82 X 134.65
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	43
Legal Subdivision	ST MARTINS WALESWOOD ADDN
Legal Block	2
Legal Lot Number	104
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2008
Census Tract	25802

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10832 UPTON AVE S, MINNEAPOLIS, MN 55431-3751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage NEW MARKET BANK
Jan 23, 2017	Warranty Deed, Transfer · Conventional with PMI PHH HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Aug 2, 2022 · Amount on Record
Deed Document Number	202511404288
Prior Transfer Date	Nov 12, 2012
Prior Transfer Doc	0009881012
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10832 UPTON AVE S, BLOOMINGTON, MN 55431-3751
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10925181
Date	Mar 3, 2021
Instrument	A10925181

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 22, 2025
Property Address	10832 UPTON AVE S, BLOOMINGTON, MN 55431-3751
Document Number	0A11404288
Instrument Date	Aug 27, 2025
Instrument	A11404288
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10832 UPTON AVE S, BLOOMINGTON, MN 55431-3751

Mortgage

Document Number	0A11404289
Date	Sep 22, 2025
Instrument	A11404289

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 2, 2022
Property Address	10832 UPTON AVE S, BLOOMINGTON, MN 55431-3751
Document Number	0A11134093
Instrument Date	Jul 29, 2022
Instrument	A11134093
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	AT HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10832 UPTON AVE S, BLOOMINGTON, MN 55431-3751

Mortgage

Document Number	0A11134094
Date	Aug 2, 2022
Instrument	A11134094

Lender

Name	NEW MARKET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 23, 2017
Property Address	10832 UPTON AVE S, BLOOMINGTON, MN 55431-3751
Document Number	0010404717
Instrument Date	Jan 13, 2017
Instrument	10404717
Transaction Type	Transfer
Record Updated	Feb 1, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10832 UPTON AVE S BLOOMINGTON MN 554313751, BLOOMINGTON, MN 55431-3751

Mortgage

Document Number	10404718,
Date	Jan 23, 2017
Instrument	10404718

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,494.00 (+30.68%)	$339,400 (-2.72%) Land $133,300 Building $206,100	$339,400 (-2.72%) Land $133,300 Building $206,100
2024		$348,900 (+15.99%) Land $129,100 Building $219,800	$348,900 (+15.99%) Land $129,100 Building $219,800
2023	$3,439.00 Homeowner's exemption
2022		$300,800 Land $125,300 Building $175,500	$300,800 Land $125,300 Building $175,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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