10831 Paula Bluff Ln, Cypress, TX 77433 Property Records

Harris County property record for 10831 Paula Bluff Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,093 sqft · built 2015
Lot Size	0.173 acres (7,533 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,139 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136-403-001-0007`

Property Details

APN / Parcel Number

Primary APN	`136-403-001-0007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,093 sqft Living Area
1st Floor Area	2,199 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,533 sqft (0.173 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	127 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1364030010007
Street Address	10831 PAULA BLUFF LN
City	CYPRESS
State	TX
Zip	77433-5281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 1 CYPRESS CREEK LAKES SEC 26 R/P
Legal Subdivision	CYPRESS CREEK LAKES SEC 26 R/P
Legal Block	1
Legal Lot Number	7
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	5
Census Block	5021
Census Tract	543007

Owner

10831 Paula Bluff Ln, a single family home, is owned by two individuals.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14307 GARIBALDI DR, CYPRESS, TX 77433-3889
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2020	Deed of Trust, Mortgage RECOVCO MTG MGMT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10831 PAULA BLUFF LN, CYPRESS, TX 77433-5281
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021516610
Date	Sep 9, 2021
Instrument	2021-516610

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	109 Months
Due	Oct 1, 2030

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10831 PAULA BLUFF LN, CYPRESS, TX 77433-5281
Document Number	0000506535
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10831 PAULA BLUFF LN CYPRESS TX 774335281, CYPRESS, TX 77433-5281

Mortgage

Document Number	0000506535
Date	Oct 21, 2020
Instrument	506535

Lender

Name	RECOVCO MTG MGMT LLC
Address	IRVING, TX 75038

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 10831 Paula Bluff Ln was $12,139, up 249.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,629 (+5.76%) Land $96,738 Building $380,891	$477,629 (+5.76%) Land $96,738 Building $380,891
2025	$12,139.00 (+249.22%)	$451,600 Land $71,976 Building $379,624	$451,600 Land $71,976 Building $379,624
2024	$3,476.00
2023		$502,340 Land $71,976 Building $430,364	$502,340 Land $71,976 Building $430,364
2022	$2,232.00
2020	$2,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10831 Paula Bluff Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 381 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10831 Paula Bluff Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 433 serves 6,651 people · EPA ID TX1013350
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Paula Bluff Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures