10823 Paula Bluff Ln, Cypress, TX 77433 Property Records

Harris County property record for 10823 Paula Bluff Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,780 sqft · built 2016
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,596 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136-403-001-0005`

Property Details

APN / Parcel Number

Primary APN	`136-403-001-0005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,780 sqft Living Area
1st Floor Area	1,852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,500 sqft (0.149 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1364030010005
Street Address	10823 PAULA BLUFF LN
City	CYPRESS
State	TX
Zip	77433-5281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 1 CYPRESS CREEK LAKES SEC 26 R/P
Legal Subdivision	CYPRESS CREEK LAKES SEC 26 R/P
Legal Block	1
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	5
Census Block	5021
Census Tract	543007

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2016 GATHERING TRL, ARGYLE, TX 76226-4034
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2020	Deed of Trust, Mortgage CELEBRITY HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10823 PAULA BLUFF LN, CYPRESS, TX 77433-5281
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021526462
Date	Sep 14, 2021
Instrument	2021-526462

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10823 PAULA BLUFF LN, CYPRESS, TX 77433-5281
Document Number	0000634070
Instrument Date	Dec 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10823 PAULA BLUFF LN CYPRESS TX 774335281, CYPRESS, TX 77433-5281

Mortgage

Document Number	0000634070
Date	Dec 23, 2020
Instrument	634070

Lender

Name	CELEBRITY HM LNS LLC
Address	OAKBROOK TERRACE, IL 60181

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 22, 2030

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,189 (+5.41%) Land $95,225 Building $359,964	$455,189 (+5.41%) Land $95,225 Building $359,964
2025	$8,596.00 (+215.33%) Homeowner's exemption	$431,832 (-3.14%) Land $70,850 Building $360,982	$431,832 (-3.14%) Land $70,850 Building $360,982
2024	$2,726.00 (+20.04%)
2023		$445,832 Land $70,850 Building $374,982	$445,832 Land $70,850 Building $374,982
2022	$2,271.00 (+17.3%)
2020	$1,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 381 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 433 serves 6,651 people · EPA ID TX1013350
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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