1083 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 1083 McLaughlin St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,025 sqft · built 1928
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Sep 2017)
Tax Bill	$9,576 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`523-011-008-1`

Property Details

APN / Parcel Number

Primary APN	`523-011-008-1`
Alternative APN	`523-011-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	354 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1083 MCLAUGHLIN ST
City	RICHMOND
State	CA
Zip	94805-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST RICHMOND BLVD 26 9
Legal Subdivision	EAST RICHMOND BOULE
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	371000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1083 MCLAUGHLIN ST, RICHMOND, CA 94805-1043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Sep 22, 2017	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Deed Document Number	2017173251
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1083 MCLAUGHLIN ST, RICHMOND, CA 94805-1043
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TTL CO BERKELEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1083 MCLAUGHLIN ST, RICHMOND, CA 94805-1043

Mortgage

Document Number	0000027056
Date	Jan 28, 2021
Instrument	2021-027056

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 22, 2017
Property Address	1083 MCLAUGHLIN ST, RICHMOND, CA 94805-1043
Document Number	0000173251
Instrument Date	Sep 12, 2017
Instrument	173251
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1083 MCLAUGHLIN ST RICHMOND CA 948051043, RICHMOND, CA 94805-1043

Mortgage

Document Number	173252
Date	Sep 22, 2017
Instrument	173252

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Bank
Address	BAKERSFIELD, CA 93309

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,125 (+2%) Land $436,376 Building $142,749
2025	$9,576.00 (+3.65%)	$567,770 (+4.04%) Land $427,820 Building $139,950
2023	$9,239.00 (+1.75%)	$545,724 Land $411,208 Building $134,516
2022	$9,080.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Verizon.

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