1050 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 1050 McLaughlin St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 790 sqft · built 1942
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,929 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`523-012-021-3`

Property Details

APN / Parcel Number

Primary APN	`523-012-021-3`
Alternative APN	`523-012-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	790 sqft Living Area
1st Floor Area	790 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	6,000 sqft (0.138 acres)

Location & Zoning

Street Address	1050 MCLAUGHLIN ST
City	RICHMOND
State	CA
Zip	94805-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST RICHMOND BLVD 7 22
Legal Subdivision	EAST RICHMOND BOULE
Legal Block	22
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	371000

Owner

Source: Contra Costa County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1050 MCLAUGHLIN ST, RICHMOND, CA 94805-1044
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Grant Deed, Transfer · Conventional Mortgage ENGINEERS FEDERAL CREDIT UNION
Jul 31, 2026	Grant Deed, Transfer OLD REPUBLIC TITLE
Mar 21, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE
Mar 21, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Mar 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 30, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 24, 2026
Transfer Doc	0000080627
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 31, 2026
Property Address	1050 MCLAUGHLIN ST, RICHMOND, CA 94805-1044
Document Number	0000080627
Instrument Date	Jul 24, 2026
Instrument	202680627
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1050 MCLAUGHLIN ST, RICHMOND, CA 94805-1044

Mortgage

Document Number	0000080628,
Date	Jul 31, 2026
Instrument	202680628

Lender

Name	ENGINEERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 31, 2026
Property Address	1050 MCLAUGHLIN ST, RICHMOND, CA 94805-1044
Document Number	0000080629
Instrument Date	Jul 24, 2026
Instrument	202680629
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1050 MCLAUGHLIN ST, RICHMOND, CA 94805-1044

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 21, 2022
Property Address	1050 MCLAUGHLIN ST, RICHMOND, CA 94805-1044
Document Number	0000049451
Map Reference	MB 1 PG 19
Instrument Date	Mar 2, 2022
Instrument	2022-049451
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 MCLAUGHLIN ST, RICHMOND, CA 94805-1044

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 21, 2022
Property Address	1050 MCLAUGHLIN ST, RICHMOND, CA 94805-1044
Document Number	0000049454
Map Reference	MB 1 PG 19
Instrument Date	Mar 2, 2022
Instrument	2022-049454
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 21, 2022
Property Address	1050 MCLAUGHLIN ST, RICHMOND, CA 94805-1044
Document Number	0000049452
Map Reference	MB 1 PG 19
Instrument Date	Mar 2, 2022
Instrument	2022-049452
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000049453
Date	Mar 21, 2022
Instrument	2022-049453

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2017
Property Address	1050 MCLAUGHLIN ST, RICHMOND, CA 94805-1044
Document Number	0000118613
Instrument Date	Jun 28, 2017
Instrument	118613
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 MCLAUGHLIN ST RICHMOND CA 948051044, RICHMOND, CA 94805-1044

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$43,961 (+2%) Land $20,648 Building $23,313
2025	$1,929.00 (-56.5%) Homeowner's exemption	$43,100 (-90.03%) Land $20,244 Building $22,856
2023	$4,434.00 (+130.46%)	$432,205 Land $356,855 Building $75,350
2022	$1,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Verizon.

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