10827 Exuma St, Orlando, FL 32825 Property Records

Orange County property record for 10827 Exuma St, Orlando, FL 32825

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,256 sqft · built 1960
Lot Size	0.177 acres (7,690 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Nov 2018)
Tax Bill	$1,992 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-31-6686-05-110`

Property Details

APN / Parcel Number

Primary APN	`21-22-31-6686-05-110`
Alternative APNs	`312221668605110` `603732` `609990` `614765`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	1,140 sqft
Utility Area	99 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,690 sqft (0.177 acres)

Exterior Amenities

Porch	Slab
Porch Area	305 sqft
Shed	1 Shed
Storage Building	210 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10827 EXUMA ST
City	ORLANDO
State	FL
Zip	32825-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PARK MANOR ESTATES SECTION 1 X/79 LOT 11 & PART OF LOT 10 DE SC AS: COMM AT SE COR OF LOT 11 RUN N00-35-04E 46 FT FOR POB CONT N00-35-04E 64 FT TH S89-24-56E 5 FT TH S00-35-04W 64 F
Legal Range	31E
Legal Township	22S
Legal Section	21
Legal Subdivision	PARK MANOR ESTS SEC 1
Legal Tract	6686
Legal Block	E
Legal Lot Number	11,10
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1003
Census Tract	16724

Owner

Source: Orange County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10827 EXUMA ST, ORLANDO, FL 32825-5603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 21, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 13, 2018	Warranty Deed, Transfer · FHA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2018 · Amount on Record
Deed Sale	Nov 13, 2018 · Amount on Record
Prior Sale	Jul 29, 2004 · Amount on Record
Deed Document Number	2018663690
Prior Transfer Date	Jul 27, 2004
Prior Transfer Doc	0075550258
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Jun 2, 2026
Property Address	10827 EXUMA ST, ORLANDO, FL 32825-5603
Document Number	0000308800
Instrument Date	May 22, 2026
Instrument	2026308800
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10827 EXUMA ST, ORLANDO, FL 32825-5603
Investor	Possibly a Property Investor

Mortgage

Document Number	0000308800,
Date	Jun 2, 2026
Instrument	2026308800

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10827 EXUMA ST, ORLANDO, FL 32825-5603
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10827 EXUMA ST, ORLANDO, FL 32825-5603

Mortgage

Document Number	0000383873
Date	Jun 21, 2022
Instrument	20220383873

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 13, 2018
Property Address	10827 EXUMA ST, ORLANDO, FL 32825-5603
Document Number	0000663690
Map Reference	MB X PG 79
Instrument Date	Nov 9, 2018
Instrument	20180663690
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	OMEGA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5430 LAKE JESSAMINE DR, 5430, ORLANDO, FL 32839-2830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10827 EXUMA ST, ORLANDO, FL 32825-5603

Mortgage

Document Number	0000663691
Date	Nov 13, 2018
Instrument	20180663691

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,087 (+2.7%)	$247,970 (-2.58%) Land $83,000 Building $164,970
2025	$1,992.00 (+8.56%) Homeowner's exemption	$136,404 (+5.99%)	$254,530 (+5.3%) Land $83,000 Building $171,530
2024	$1,835.00 (+7.75%)
2023	$1,703.00 (+5.45%) Homeowner's exemption	$128,699 (+3%)	$241,715 (+14.27%) Land $83,000 Building $158,715
2022	$1,615.00 Homeowner's exemption	$124,950	$211,528 Land $80,000 Building $131,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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