10809 Exuma St, Orlando, FL 32825 Property Records

Orange County property record for 10809 Exuma St, Orlando, FL 32825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,295 sqft · built 1960
Lot Size	0.224 acres (9,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Oct 2017)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-31-6686-05-140`

Property Details

APN / Parcel Number

Primary APN	`21-22-31-6686-05-140`
Alternative APNs	`312221668605140` `603736` `609994` `614768`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,295 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	1,169 sqft
Utility Area	99 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,752 sqft (0.224 acres)
Porch	Slab
Porch Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10809 EXUMA ST
City	ORLANDO
State	FL
Zip	32825-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PARK MANOR ESTATES SECTION 1 X/79 LOT 14 BLK E
Legal Range	31E
Legal Township	22S
Legal Section	21
Legal Subdivision	PARK MANOR ESTS SEC 1
Legal Tract	6686
Legal Block	E
Legal Lot Number	14
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1003
Census Tract	16724

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10809 EXUMA ST, ORLANDO, FL 32825-5603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 16, 2017	Warranty Deed, Transfer · FHA Mortgage UNIVERSAL MORTGAGE & FINANCE INC
Jan 6, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL FL EDUCATORS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	2017563437
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10809 EXUMA ST, ORLANDO, FL 32825-5603
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 EXUMA ST, ORLANDO, FL 32825-5603

Mortgage

Document Number	0000569069
Date	Oct 1, 2025
Instrument	20250569069

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 16, 2017
Property Address	10809 EXUMA ST, ORLANDO, FL 32825-5603
Document Number	0000563437
Map Reference	MB X PG 79
Instrument Date	Oct 12, 2017
Instrument	20170563437
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	TITLETEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 E CYPRESS ST, 233, WINTER GARDEN, FL 34787-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 EXUMA ST, ORLANDO, FL 32825-5603

Mortgage

Document Number	0000563438
Date	Oct 16, 2017
Instrument	20170563438

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10809 EXUMA ST, ORLANDO, FL 32825-5603
Document Number	0000027563
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 EXUMA ST ORLANDO FL 328255603, ORLANDO, FL 32825-5603

Mortgage

Document Number	0000027563
Date	Jan 13, 2017
Instrument	27563

Lender

Name	CENTRAL FL EDUCATORS FCU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jan 12, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,898 (+2.7%)	$235,160 (-2.55%) Land $83,000 Building $152,160
2025	$2,522.00 (+7.32%) Homeowner's exemption	$169,326 (+6.31%)	$241,310 (+6.15%) Land $83,000 Building $158,310
2024	$2,350.00 (+8%)
2023	$2,176.00 (+4.87%) Homeowner's exemption	$159,276 (+3%)	$227,321 (+14.01%) Land $83,000 Building $144,321
2022	$2,075.00 Homeowner's exemption	$154,637	$199,390 Land $80,000 Building $119,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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