10827 Charing Cross Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 10827 Charing Cross Rd, Spring Valley, CA 91978 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,244 sqft · built 1980
Lot Size	0.116 acres (5,048 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Nov 2019)
Tax Bill	$8,605 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`506-102-24-00`

Property Details

APN / Parcel Number

Primary APN	`506-102-24-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,048 sqft (0.116 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10827 CHARING CROSS RD
City	SPRING VALLEY
State	CA
Zip	91978-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69 TR 008772
Legal Subdivision	L B NELSONS VILLAGE FOUR
Legal Tract	008772
Legal Block	2
Legal Lot Number	69
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	13505

Owner

Source: San Diego County records · APN 506-102-24-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10827 CHARING CROSS RD, SPRING VALLEY, CA 91978-1207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Nov 02, 2009 · Amount on Record
Deed Document Number	2019556101
Prior Transfer Date	Oct 22, 2012
Prior Transfer Doc	0000668847
Record Updated	Sep 20, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2019
Property Address	10827 CHARING CROSS RD, SPRING VALLEY, CA 91978-1207
Document Number	0000556101
Instrument Date	Oct 28, 2019
Instrument	556101
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10827 CHARING CROSS RD SPRING VALLEY CA 919781207, SPRING VALLEY, CA 91978-1207

Mortgage

Document Number	556102
Date	Nov 27, 2019
Instrument	556102

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$680,459 (+2%) Land $239,078 Building $441,381
2025	$8,605.00 (+3.34%)	$667,118 (+4.04%) Land $234,391 Building $432,727
2023	$8,327.00 (+1.85%)	$641,216 Land $225,291 Building $415,925
2022	$8,176.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 29% of California
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.