10815 Charing Cross Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 10815 Charing Cross Rd, Spring Valley, CA 91978 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,764 sqft · built 1980
Lot Size	0.101 acres (4,396 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2002)
Tax Bill	$5,968 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`506-102-25-00`

Property Details

APN / Parcel Number

Primary APN	`506-102-25-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,764 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	4,396 sqft (0.101 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10815 CHARING CROSS RD
City	SPRING VALLEY
State	CA
Zip	91978-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 TR 008772
Legal Subdivision	L B NELSONS VILLAGE FOUR
Legal Tract	008772
Legal Block	2
Legal Lot Number	70
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	13505

Owner

Source: San Diego County records · APN 506-102-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10815 CHARING CROSS RD, SPRING VALLEY, CA 91978-1207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2002 · Amount on Record
Deed Sale	Nov 06, 2002 · Amount on Record
Prior Sale	Nov 06, 2002 · Amount on Record
Deed Document Number	2002994489
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10815 CHARING CROSS RD, SPRING VALLEY, CA 91978-1207
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10815 CHARING CROSS RD, SPRING VALLEY, CA 91978-1207

Mortgage

Document Number	0000140287
Date	Mar 30, 2022
Instrument	2022-0140287

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$457,941 (+2%) Land $184,652 Building $273,289
2025	$5,968.00 (+4.01%) Homeowner's exemption	$448,963 (+4.04%) Land $181,032 Building $267,931
2023	$5,738.00 (+1.99%) Homeowner's exemption	$431,531 Land $174,003 Building $257,528
2022	$5,626.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 29% of California
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.