Smith County property record for 10827 Cactus Trl, Flint, TX 75762
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,948 sqft · built 2006 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,352 (Aug 2025) |
| Tax Bill | $4,655 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R139625 |
| Primary APN | R139625 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,948 sqft Heated Area |
| 1st Floor Area | 1,948 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,146 sqft (0.187 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 172 sqft |
| Storage Building | 336 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | R139625 |
|---|---|
| Street Address | 10827 CACTUS TRL |
| City | FLINT |
| State | TX |
| Zip | 75762-8773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STAR CANYON LOT 72 |
| Legal Subdivision | STAR CANYON |
| Legal Lot Number | 72 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | BULLARD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1915 |
10827 Cactus Trl is owned and occupied by two individuals who bought it in August 2025.
Source: Smith County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1111 MONTICELLO DR, PROSPER, TX 75078-8413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2025 | Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 10, 2020 | Deed of Trust, Mortgage ALTRA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on File |
| Deed Sale | Aug 28, 2025 · Amount on File |
| Prior Sale | Jun 18, 2013 · Amount on File |
| Deed Document Number | 202525864 |
| Prior Transfer Date | Jun 14, 2013 |
| Prior Transfer Doc | 0000028340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Aug 28, 2025 |
| Property Address | 10827 CACTUS TRL, FLINT, TX 75762-8773 |
| Document Number | 0001025864 |
| Map Reference | CAB D SL 311-A |
| Instrument Date | Aug 28, 2025 |
| Instrument | 202501025864 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1111 MONTICELLO DR, PROSPER, TX 75078-8413 |
| Document Number | 0001025865 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 202501025865 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 10827 CACTUS TRL, FLINT, TX 75762-8773 |
| Document Number | 0000029574 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10827 CACTUS TRL FLINT TX 757628773, FLINT, TX 75762-8773 |
| Document Number | 0000029574 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 29574 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650-3500 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 13, 2025 |
The 2026 property tax bill for 10827 Cactus Trl was $4,655 with a homeowner's exemption, up 43.2% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Unified School District | Tyler Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,655.00 (+43.19%) Homeowner's exemption | $318,000 (-1%) Land $30,832 Building $287,168 | $318,000 (-1%) Land $30,832 Building $287,168 |
| 2025 | $3,251.00 (-1.69%) Homeowner's exemption | $321,206 (+16.63%) Land $30,832 Building $290,374 | $321,206 (-3.99%) Land $30,832 Building $290,374 |
| 2024 | $3,307.00 (+11.99%) Homeowner's exemption | $275,406 (-13.54%) Land $26,475 Building $308,067 | $334,542 (+5.03%) Land $26,475 Building $308,067 |
| 2023 | $2,953.00 (-16.32%) Homeowner's exemption | $318,519 Land $26,475 Building $292,044 | $318,519 Land $26,475 Building $292,044 |
| 2022 | $3,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10827 Cactus Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10827 Cactus Trl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN UTILITIES private · serves 69,735 people · EPA ID TX2120063 |
|---|---|
| Water Source | Purchased surface water from CITY OF TYLER |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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