Smith County property record for 10826 Cactus Trl, Flint, TX 75762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 2018 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (Oct 2019) |
| Tax Bill | $2,923 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R139638 |
| Primary APN | R139638 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,496 sqft Heated Area |
| 1st Floor Area | 1,496 sqft |
| Flooring | Hardwood |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,146 sqft (0.187 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R139638 |
|---|---|
| Street Address | 10826 CACTUS TRL |
| City | FLINT |
| State | TX |
| Zip | 75762-8775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STAR CANYON LOT 91 |
| Legal Subdivision | STAR CANYON |
| Legal Lot Number | 91 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | BULLARD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1915 |
10826 Cactus Trl is owned and occupied by two individuals who bought it in October 2019.
Source: Smith County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10826 CACTUS TRL, FLINT, TX 75762-8775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 24, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage BANCORPSOUTH |
| Jul 29, 2019 | Loan Modification, Mortgage BTH BK |
| Nov 1, 2018 | Warranty Deed, Construction Loan · Construction Mortgage BTH BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2019 · Amount on File |
| Deed Sale | Oct 24, 2019 · Amount on File |
| Deed Document Number | 2019100036390 |
| Prior Transfer Date | Oct 23, 2019 |
| Prior Transfer Doc | 0100036390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 10826 CACTUS TRL, FLINT, TX 75762-8775 |
| Document Number | 0000033141 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10826 CACTUS TRL FLINT TX 757628775, FLINT, TX 75762-8775 |
| Document Number | 0000033141 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 33141 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Oct 24, 2019 |
| Property Address | 10826 CACTUS TRL, FLINT, TX 75762-8775 |
| Document Number | 0000036390 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 36390 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10826 CACTUS TRL FLINT TX 757628775, FLINT, TX 75762-8775 |
| Document Number | 36391 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 36391 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 10826 CACTUS TRL, FLINT, TX 75762-8775 |
| Document Number | 0000025824 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 101 BUSINESS PARK DR WHITEHOUSE TX 757919623, WHITEHOUSE, TX 75791-9623 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025824 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 25824 |
| Name | BTH BK |
|---|---|
| Type | Bank |
| Address | TYLER, TX 75711 |
| Term | 12 Months |
|---|---|
| Due | Aug 7, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Nov 1, 2018 |
| Property Address | 10826 CACTUS TRL, FLINT, TX 75762-8775 |
| Document Number | 0000044984 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 44984 |
| Transaction Type | Construction Loan |
| Record Updated | May 9, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 101 BUKINESS PARK DR WHITEHOUSE TX 75791, WHITEHOUSE, TX 75791 |
| Investor | Possibly a Property Investor |
| Document Number | 44988 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 44988 |
| Name | BTH BK |
|---|---|
| Type | Bank |
| Address | TYLER, TX 75711 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 44989, |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 44989 |
| Name | BTH BK |
|---|---|
| Type | Bank |
| Address | TYLER, TX 75711 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 10826 Cactus Trl was $2,923 with a homeowner's exemption, up 1% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Unified School District | Tyler Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,923.00 (+9.97%) Homeowner's exemption | $280,501 (+6.78%) Land $30,832 Building $249,669 | $280,501 (+6.78%) Land $30,832 Building $249,669 |
| 2025 | $2,658.00 (-3.1%) Homeowner's exemption | $262,695 Land $30,832 Building $231,863 | $262,695 Land $30,832 Building $231,863 |
| 2024 | $2,743.00 (+12.93%) | ||
| 2023 | $2,429.00 (-18.87%) Homeowner's exemption | $267,315 Land $26,475 Building $240,840 | $267,315 Land $26,475 Building $240,840 |
| 2022 | $2,994.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10826 Cactus Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10826 Cactus Trl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN UTILITIES private · serves 69,735 people · EPA ID TX2120063 |
|---|---|
| Water Source | Purchased surface water from CITY OF TYLER |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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