10825 Townsend Rd, Benton, AR 72019 Property Records

Saline County property record for 10825 Townsend Rd, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,439 (2024)
Deeds & Mortgages	Mar 2023 Mortgage May 2019 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-11739-004`

Property Details

APN / Parcel Number

Primary APN	`001-11739-004`
Alternative APN	`97103`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 2020
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,728 sqft
Driveway	Driveway
Driveway Area	2,500 sqft
Pool Type	In-Ground Pool
Pool Area	112 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	97103
Street Address	10825 TOWNSEND RD
City	BENTON
State	AR
Zip	72019-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SE 2020-022740
Legal Range	16W
Legal Township	02S
Legal Section	22
Jurisdiction	SALINE AR
Township / Civil Division	FAIRPLAY
Census Block Group	2
Census Block	2003
Census Tract	10508

Owner

10825 Townsend Rd is owned and occupied by two individuals who acquired it in October 2020.

Source: Saline County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10825 TOWNSEND RD, BENTON, AR 72019-5019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage ARKANSAS FCU
May 8, 2019	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANCORP BANK
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANCORP BANK
Oct 9, 2020	Quit Claim Deed, Transfer SOUTHERN BANCORP
Feb 21, 2020	Loan Modification, Mortgage SOUTHERN BANCORP BK NA
Dec 14, 2018	Trustee's Deed, Construction Loan · Construction Mortgage SOUTHERN BANCORP BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 9, 2020
Transfer Doc	0000022740
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	10825 TOWNSEND RD, BENTON, AR 72019-5019
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10825 TOWNSEND RD, BENTON, AR 72019-5019

Mortgage

Document Number	0000004852
Date	Mar 22, 2023
Instrument	2023-004852

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 26, 2033

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	10825 TOWNSEND RD, BENTON, AR 72019-5019
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008476
Date	May 8, 2019
Instrument	2019-008476

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	HOT SPRINGS NATIONAL PARK, AR 71913

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 6, 2020

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	10825 TOWNSEND RD, BENTON, AR 72019-5019
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10826 TOWNSEND RD, BENTON, AR 72019-5019

Mortgage

Document Number	0000024190
Date	Sep 7, 2021
Instrument	2021-024190

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	HOT SPRINGS NATIONAL PARK, AR 71913

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Aug 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALINE AR
Recording Date	Oct 9, 2020
Property Address	10825 TOWNSEND RD, BENTON, AR 72019-5019
Document Number	0000022740
Instrument Date	Oct 1, 2020
Instrument	22740
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	FIRST NATIONWIDE TITLE AGENCY LT, FIRST NAT'L TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10825 TOWNSEND RD BENTON AR 72019, BENTON, AR 72019

Mortgage

Document Number	22741
Date	Oct 9, 2020
Instrument	22741

Lender

Name	SOUTHERN BANCORP
Type	Bank
Address	ARKADELPHIA, AR 71923

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 8, 2035

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	10825 TOWNSEND RD, BENTON, AR 72019-5019
Document Number	0000004703
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 TOWNSEND RD BENTON AR 720196843, BENTON, AR 72019-6843

Mortgage

Document Number	0000004703
Date	Mar 9, 2020
Instrument	4703

Lender

Name	SOUTHERN BANCORP BK NA
Type	Bank
Address	HOT SPRINGS, AR 71913

Agreement

Term	12 Months
Due	Mar 8, 2021

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SALINE AR
Recording Date	Dec 14, 2018
Property Address	10825 TOWNSEND RD, BENTON, AR 72019-5019
Instrument Date	Dec 14, 2018
Instrument	23747
Transaction Type	Construction Loan
Record Updated	Jan 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 TOWNSEND RD BENTON AR 720196843, BENTON, AR 72019-6843

Mortgage

Document Number	0000023747
Date	Dec 14, 2018
Instrument	23747

Lender

Name	SOUTHERN BANCORP BK NA
Type	Bank
Address	HOT SPRINGS, AR 71913

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 13, 2019

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,793 Land $9,000 Building $29,793
2024	$1,439.00 (-4.95%)
2023	$1,514.00 Homeowner's exemption	$35,754 Land $9,000 Building $26,754	$193,965 Land $45,000 Building $148,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10825 Townsend Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10825 Townsend Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 63% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST WATER USERS LLC serves 9,573 people · EPA ID AR0000495
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Aristotle Fixed Wireless	25 / 3

May also be available: AT&T, Sparklight.

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