10023 Townsend Rd, Benton, AR 72019 Property Records

Saline County property record for 10023 Townsend Rd, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,046 sqft · built 2019
Lot Size	2.68 acres (116,741 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Oct 2022)
Tax Bill	$4,104 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-11746-010`

Property Details

APN / Parcel Number

Primary APN	`001-11746-010`
Alternative APN	`100575`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,046 sqft Living Area
1st Floor Area	1,772 sqft
Upper Floors Area	1,274 sqft
Flooring	Hardwood
Fireplace	Single

Exterior

Year Built	Built 2019
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	116,741 sqft (2.68 acres)
Garage Type	Attached
Garage Area	839 sqft
Driveway	Driveway
Driveway Area	3,076 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	794 sqft
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	100575
Street Address	10023 TOWNSEND RD
City	BENTON
State	AR
Zip	72019-6843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W/2 SW 2022-024039
Legal Range	16W
Legal Township	02S
Legal Section	23
Jurisdiction	SALINE AR
Township / Civil Division	FAIRPLAY
Census Block Group	2
Census Block	2035
Census Tract	10508

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10023 TOWNSEND RD, BENTON, AR 72019-6843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Jan 28, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Mar 12, 2019	Trustee's Deed, Construction Loan · Line of Credit SIMMONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	Jan 28, 2021 · Amount on File
Deed Document Number	2022-024039
Deed Book / Page	2022 / 024039
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Oct 19, 2022
Property Address	10023 TOWNSEND RD, BENTON, AR 72019-6843
Document Number	0000024039
Instrument Date	Oct 17, 2022
Instrument	2022-024039
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,897.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10023 TOWNSEND RD, 10023, BENTON, AR 72019-6843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10023 TOWNSEND RD, BENTON, AR 72019-6843

Mortgage

Document Number	0000024040
Date	Oct 19, 2022
Instrument	2022-024040

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 5, 2032
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	10023 TOWNSEND RD, BENTON, AR 72019-6843
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	FIRST NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004512
Date	Mar 5, 2020
Instrument	2020-004512

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	BRYANT, AR 72022

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	10023 TOWNSEND RD, BENTON, AR 72019-6843
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	FIRST NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000774
Date	Jan 14, 2020
Instrument	2020-000774

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	10023 TOWNSEND RD, BENTON, AR 72019-6843
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006567
Date	Mar 18, 2021
Instrument	2021-006567

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72076

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 26, 2041

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jan 28, 2021
Property Address	10023 TOWNSEND RD, BENTON, AR 72019-6843
Document Number	0000002308
Instrument Date	Jan 25, 2021
Instrument	2021-002308
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1650, BENTON, AR 72018-1650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10023 TOWNSEND RD, BENTON, AR 72019-6843

Mortgage

Document Number	0000002309
Date	Jan 28, 2021
Instrument	2021-002309

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SALINE AR
Recording Date	Mar 12, 2019
Property Address	10023 TOWNSEND RD, BENTON, AR 72019-6843
Instrument Date	Mar 12, 2019
Instrument	4430
Transaction Type	Construction Loan
Record Updated	Mar 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	TBD TOWNSEND RD BENTON AR 72019, BENTON, AR 72019

Mortgage

Document Number	0000004430
Date	Mar 12, 2019
Instrument	4430

Lender

Name	SIMMONS BK
Address	BRYANT, AR 72022

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 11, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Harmony Grove School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,194 (-) Land $9,648 Building $73,546
2024	$4,104.00 (-1.79%)
2023	$4,179.00 Homeowner's exemption	$83,194 Land $9,648 Building $73,546	$415,970 Land $48,240 Building $367,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST WATER USERS LLC serves 9,573 people · EPA ID AR0000495
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Aristotle Fixed Wireless	25 / 3

May also be available: AT&T, Sparklight.

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