10825 Thomas Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10825 Thomas Ave S, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 1948
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jan 2021)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Feb 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-44-0036`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-44-0036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	876 sqft
Flooring	Wood

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1994
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	384 sqft
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10825 THOMAS AVE S
City	MINNEAPOLIS
State	MN
Zip	55431-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 051 A ST MARTINS WALESWOOD ADDN N 75 FT OF THAT PART OF LOT 51 LYING W OF THE E 163 6/10 FT THEREOF 75 X 133
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	44
Legal Subdivision	ST MARTINS WALESWOOD ADDN
Legal Block	2
Legal Lot Number	51
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2010
Census Tract	25802

Owner

10825 Thomas Ave S is owned by an individual who acquired it in July 2024.

Source: Hennepin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	10832 SHERIDAN AVE S, MINNEAPOLIS, MN 55431-4020
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 13, 2020	Warranty Deed, Construction Loan · Line of Credit GATEWAY BK
Dec 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Prior Sale	Feb 13, 2020 · Amount on File
Deed Document Number	202110906204
Last Transfer Date	Jul 25, 2024
Transfer Doc	0011300816
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 26, 2021
Property Address	10825 THOMAS AVE S, BLOOMINGTON, MN 55431-3746
Document Number	0A10906204
Instrument Date	Jan 15, 2021
Instrument	A10906204
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	STEWART TITLE OF MINNESOTA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10825 THOMAS AVE S, BLOOMINGTON, MN 55431-3746

Mortgage

Document Number	0A10906205
Date	Jan 26, 2021
Instrument	A10906205

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 13, 2020
Property Address	10825 THOMAS AVE S, BLOOMINGTON, MN 55431-3746
Document Number	0010756644
Instrument Date	Feb 6, 2020
Instrument	10756644
Transaction Type	Construction Loan
Record Updated	Mar 4, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10324 10TH AVENUE CIR S BLOOMINGTON MN 554205404, BLOOMINGTON, MN 55420-5404

Mortgage

Document Number	10756645
Date	Feb 13, 2020
Instrument	10756645

Lender

Name	GATEWAY BK
Type	Bank
Address	MENDOTA HEIGHTS, MN 55118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 12, 2021

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 19, 2019
Property Address	10825 THOMAS AVE S, BLOOMINGTON, MN 55431-3746
Document Number	0010737641
Instrument Date	Dec 17, 2019
Instrument	10737641
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10825 THOMAS AVE S BLOOMINGTON MN 554313746, BLOOMINGTON, MN 55431-3746

Tax Assessment & Valuation

The 2025 property tax bill for 10825 Thomas Ave S was $3,671.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,671.00	$284,100 Land $128,400 Building $155,700	$284,100 Land $128,400 Building $155,700
2023	$3,039.00 Homeowner's exemption
2022		$269,200 Land $120,300 Building $148,900	$269,200 Land $120,300 Building $148,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10825 Thomas Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10825 Thomas Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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