10822 Thomas Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10822 Thomas Ave S, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 986 sqft · built 1948
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Oct 2018)
Tax Bill	$4,357 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-43-0034`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-43-0034`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
Gross Area	1,897 sqft
1st Floor Area	986 sqft
Basement Area	911 sqft
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1994
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	161 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	440 sqft
Porch	Glass Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10822 THOMAS AVE S
City	MINNEAPOLIS
State	MN
Zip	55431-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 065 A ST MARTINS WALESWOOD ADDN THAT PART OF LOT 65 LYING E OF THE W 135 FT THEREOF 132 X 161.3
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	43
Legal Subdivision	ST MARTINS WALESWOOD ADDN
Legal Block	2
Legal Lot Number	65
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2009
Census Tract	25802

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10822 THOMAS AVE S, MINNEAPOLIS, MN 55431-3747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA
Jul 22, 2019	Deed of Trust, Mortgage · Conventional with PMI ALERUS MTG
Oct 25, 2018	Warranty Deed, Transfer · Conventional with PMI ALERUS MTG
Jul 13, 2017	Quit Claim Deed, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Prior Sale	Dec 8, 2005 · Amount on Record
Deed Document Number	201810605288
Prior Transfer Date	Jul 7, 2017
Prior Transfer Doc	0010458716
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10822 THOMAS AVE S, BLOOMINGTON, MN 55431-3747
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11052201
Date	Dec 6, 2021
Instrument	A11052201

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	HOPKINS, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10822 THOMAS AVE S, BLOOMINGTON, MN 55431-3747
Document Number	0010684381
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10822 THOMAS AVE S BLOOMINGTON MN 554313747, BLOOMINGTON, MN 55431-3747

Mortgage

Document Number	0010684381
Date	Jul 30, 2019
Instrument	10684381

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 25, 2018
Property Address	10822 THOMAS AVE S, BLOOMINGTON, MN 55431-3747
Document Number	0010605288
Instrument Date	Oct 22, 2018
Instrument	10605288
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$867.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10822 THOMAS AVE S BLOOMINGTON MN 554313747, BLOOMINGTON, MN 55431-3747

Mortgage

Document Number	10605289
Date	Oct 25, 2018
Instrument	10605289

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

July 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 13, 2017
Property Address	10822 THOMAS AVE S, BLOOMINGTON, MN 55431-3747
Document Number	0010458716
Instrument Date	Jul 7, 2017
Instrument	10458716
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	RAVENSWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10822 THOMAS AVE S BLOOMINGTON MN 554313747, BLOOMINGTON, MN 55431-3747

Mortgage

Document Number	10458717
Date	Jul 13, 2017
Instrument	10458717

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,357.00 (+15.05%)	$330,200 (+0.58%) Land $131,100 Building $199,100	$330,200 (+0.58%) Land $131,100 Building $199,100
2023	$3,787.00 Homeowner's exemption
2022		$328,300 Land $132,500 Building $195,800	$328,300 Land $132,500 Building $195,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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