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10825 S Fork Loop, Panama City, FL 32404 Property Records

Bay County property record for 10825 S Fork Loop, Panama City, FL 32404

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 2,079 sqft · built 2004
Lot Size0.798 acres (34,761 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Sep 2022)
Tax Bill$1,735 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Aug 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03811-576-000

Property Details

APN / Parcel Number

Primary APN03811-576-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,079 sqft Heated Area
1st Floor Area2,079 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area34,761 sqft (0.798 acres)
Lot Dimensions300 ft deep x 116 ft wide
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address10825 S FORK LOOP
CityPANAMA CITY
StateFL
Zip32404-4877
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeBC16
Legal DescriptionCREEK HOLLOW EST UNIT #2 201B LOT 47 ORB 4610 P 1557
Legal Range12W
Legal Township02S
Legal Section16
Legal SubdivisionCREEK HOLLOW ESTATE
Legal Lot Number47
Legal Unit2
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group3
Census Block3034
Census Tract302

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10825 S FORK LOOP, PANAMA CITY, FL 32404-4877
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Warranty Deed, Transfer · FHA Mortgage
BROKER SOLUTIONS INC
Aug 6, 2021Warranty Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 17, 2020Grant Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC
Jun 15, 2020Grant Deed, Foreclosure
NOT AVAILABLE
Jan 17, 2020Court-Ordered Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2022 · Amount on Record
Deed SaleSep 15, 2022 · Amount on Record
Prior SaleAug 6, 2021 · Amount on Record
Deed Document Number0046101557
Deed Book / Page4610 / 1557
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 15, 2022
Property Address10825 S FORK LOOP, PANAMA CITY, FL 32404-4877
Document Number0046101557
Book / Page4610 / 1557
Map ReferenceMB 17 PG 49
Instrument DateSep 15, 2022
Instrument2022068620
Transaction TypeTransfer
Record UpdatedOct 10, 2022
Title CompanyNOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6615 BIG DADDY DR, 6615, PANAMA CITY, FL 32407-5512

Transferred To (Grantee/Buyer)

NameVerified Name
Address10825 S FORK LOOP, PANAMA CITY, FL 32404-4877

Mortgage

Document Number0046101559
DateSep 15, 2022
Instrument4610/1559
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateAug 6, 2021
Property Address10825 S FORK LOOP, PANAMA CITY, FL 32404-4877
Document Number0044441328
Book / Page4444 / 1328
Map ReferenceMB 17 PG 49
Instrument DateAug 5, 2021
Instrument2021060692
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4425 MISTY LN, 4425, LYNN HAVEN, FL 32444-3415

Transferred To (Grantee/Buyer)

NameVerified Name
Address10825 S FORK LOOP, CALLAWAY, FL 32404-4877
InvestorPossibly a Property Investor

Mortgage

Document Number0044441330
DateAug 6, 2021
Instrument4444/1330
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBAY FL
Recording DateAug 17, 2020
Property Address10825 S FORK LOOP, PANAMA CITY, FL 32404-4877
Document Number0042872082
Book / Page004287 / 002082
Instrument DateAug 13, 2020
Instrument54083
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4425 MISTY LN LYNN HAVEN FL 324443415, LYNN HAVEN, FL 32444-3415

June 2020: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionBAY FL
Recording DateJun 15, 2020
Property Address10825 S FORK LOOP, PANAMA CITY, FL 32404-4877
Document Number0042620498
Book / Page004262 / 000498
Instrument DateJun 12, 2020
Instrument38483
Transaction TypeForeclosure
Record UpdatedJul 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420

January 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionBAY FL
Recording DateJan 17, 2020
Property Address10825 S FORK LOOP, PANAMA CITY, FL 32404-4877
Document Number0042120923
Book / Page004212 / 000923
Instrument DateJan 17, 2020
Instrument4231
Transaction TypeForeclosure
Record UpdatedFeb 12, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address201 E PINE ST #201 ORLANDO FL 328012715, 201, ORLANDO, FL 32801-2715

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,735.00 (-3.23%) Homeowner's exemption$179,877 (+0.42%) Land $30,547 Building $149,330$179,877 (+0.42%) Land $30,547 Building $149,330
2023$1,793.00 (+2.22%) Homeowner's exemption$179,118 (+20.64%) Land $22,745 Building $156,373$179,118 (+20.64%) Land $22,745 Building $156,373
2022$1,754.00$148,472 Land $21,819 Building $126,653$148,472 Land $21,819 Building $126,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims10 (2014–2021)
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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