10825 Lady Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 10825 Lady Ln, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,060 sqft · built 1979
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Oct 2014)
Tax Bill$9,242 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN392-190-16-00

Property Details

APN / Parcel Number

Primary APN392-190-16-00

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,060 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area43,560 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10825 LADY LN
CityLAKESIDE
StateCA
Zip92040-1806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 1 TR 008626
Legal SubdivisionWILLOW MEADOWS
Legal Tract008626
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1060
Census Tract16902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10825 LADY LN, LAKESIDE, CA 92040-1806
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
CONNEXUS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2014 · Amount on Record
Deed SaleOct 24, 2014 · Amount on Record
Deed Document Number2014463096
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10825 LADY LN, LAKESIDE, CA 92040-1806
Transaction TypeMortgage
Record UpdatedApr 22, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10825 LADY LN, LAKESIDE, CA 92040-1806

Mortgage

Document Number0000187770
DateMar 11, 2021
Instrument2021-0187770
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueFeb 1, 2041

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10825 LADY LN, LAKESIDE, CA 92040-1806
Document Number0000177024
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address10825 LADY LN LAKESIDE CA 920401806, LAKESIDE, CA 92040-1806

Mortgage

Document Number0000177024
DateMay 10, 2019
Instrument177024
Lender
NameCONNEXUS CU
TypeCredit Union
AddressWAUSAU, WI 54401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 9, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$775,313 (+2%) Land $195,553 Building $579,760
2025$9,242.00 (+5.47%) Homeowner's exemption$760,112 (+4.04%) Land $191,719 Building $568,393
2023$8,763.00 (+2.34%) Homeowner's exemption$730,598 Land $184,275 Building $546,323
2022$8,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims29 (1978–2016)
Claims Outside the SFHA1 of 29
Most Recent ClaimMar 2016 · other causes
Claims by Event
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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