10802 Lady Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 10802 Lady Ln, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,278 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Last Sale	$840,000 (Aug 2023)
Tax Bill	$10,348 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`392-190-13-00`

Property Details

APN / Parcel Number

Primary APN	`392-190-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,278 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	43,560 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10802 LADY LN
City	LAKESIDE
State	CA
Zip	92040-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 4 TR 008626
Legal Subdivision	WILLOW MEADOWS
Legal Tract	008626
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1060
Census Tract	16902

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	10802 LADY LN, LAKESIDE, CA 92040-1806
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Intrafamily Transfer, Transfer
Sep 11, 2023	Intrafamily Transfer, Transfer
Sep 11, 2023	Intrafamily Transfer, Transfer
Aug 24, 2023	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Sep 22, 2021	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage HIGHTECHLENDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Oct 9, 2008 · Amount on Record
Deed Document Number	2023231353
Last Transfer Date	Sep 9, 2023
Transfer Doc	0000245396
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2026
Property Address	10802 LADY LN, LAKESIDE, CA 92040-1806
Document Number	0000048199
Map Reference	MAP 8626
Instrument Date	Feb 19, 2026
Instrument	2026-0048199
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10802 LADY LN, LAKESIDE, CA 92040-1806

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2023
Property Address	10802 LADY LN, LAKESIDE, CA 92040-1806
Document Number	0000245396
Map Reference	MAP 8626
Instrument Date	Sep 8, 2023
Instrument	2023-0245396
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10802 LADY LN, LAKESIDE, CA 92040-1806

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2023
Property Address	10802 LADY LN, LAKESIDE, CA 92040-1806
Document Number	0000246019
Map Reference	MAP 8626
Instrument Date	Sep 8, 2023
Instrument	2023-0246019
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10802 LADY LN, LAKESIDE, CA 92040-1806

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2023
Property Address	10802 LADY LN, LAKESIDE, CA 92040-1806
Document Number	0000231353
Map Reference	MAP 8626
Instrument Date	Aug 18, 2023
Instrument	2023-0231353
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10802 LADY LN, LAKESIDE, CA 92040-1806

Mortgage

Document Number	0000231354
Date	Aug 24, 2023
Instrument	2023-0231354

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2021
Property Address	10802 LADY LN, LAKESIDE, CA 92040-1806
Document Number	0000667743
Map Reference	MAP 8626
Instrument Date	Aug 13, 2021
Instrument	2021-0667743
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	LENNAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10802 LADY LN, LAKESIDE, CA 92040-1806

Mortgage

Document Number	0000667744
Date	Sep 22, 2021
Instrument	2021-0667744

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	845 Months
Due	Feb 23, 2092

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$860,000 (+0.37%) Land $600,000 Building $260,000
2025	$10,348.00 (+163.17%)	$856,800 (+160.27%) Land $612,000 Building $244,800
2023	$3,932.00 (+1.63%) Homeowner's exemption	$329,191 Land $88,480 Building $240,711
2022	$3,869.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1978–2016)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Mar 2016 · other causes
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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