10824 Creative Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 10824 Creative Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,695 sqft · built 2006
Lot Size	1.06 acres (46,455 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Apr 2018)
Tax Bill	$6,808 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020032-0300`

Property Details

APN / Parcel Number

Primary APN	`020032-0300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,695 sqft Living Area
Gross Area	4,212 sqft
1st Floor Area	944 sqft
Upper Floors Area	1,801 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,455 sqft
Lot Dimensions	300 ft deep x 160 ft wide
View / Lot	Wetland
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	4 sqft
Porch	Finished/Open Porch
Porch Area	762 sqft
Deck Area	Deck Area
Patio Area	760 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10824 CREATIVE DR
City	JACKSONVILLE
State	FL
Zip	32218-4371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-ACRE
Legal Description	7-1S-26E 1.11 PT NE1/4 OF SE1/4 RECD O/R 18357-2288
Legal Range	26E
Legal Township	01S
Legal Section	07
Legal Subdivision	SECTION LAND
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1000
Census Tract	10502

Owner

10824 Creative Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10824 CREATIVE DR, JACKSONVILLE, FL 32218-4371
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 20, 2018	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Aug 6, 2004 · Amount on File
Deed Document Number	201893319
Deed Book / Page	18357 / 2288
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10824 CREATIVE DR, JACKSONVILLE, FL 32218-4371
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10824 CREATIVE DR, JACKSONVILLE, FL 32218-4371

Mortgage

Document Number	0198441091
Date	Aug 4, 2021
Book Page	19844/1091
Instrument	2021199150

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Oct 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 20, 2018
Property Address	10824 CREATIVE DR, JACKSONVILLE, FL 32218-4371
Document Number	0183572288
Book / Page	18357 / 2288
Instrument Date	Apr 13, 2018
Instrument	2018093319
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	SHEFFIELD & BOATRIGHT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8175 WEKIVA WAY, 8175, JACKSONVILLE, FL 32256-7365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10824 CREATIVE DR, JACKSONVILLE, FL 32218-4371

Mortgage

Document Number	2018093320
Date	Apr 20, 2018
Instrument	2018093320

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10824 Creative Dr was $6,808 with a homeowner's exemption, up 5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,518 (+2.7%)	$443,126 (+2.43%) Land $83,788 Building $359,338
2025	$6,808.00 (+5%) Homeowner's exemption	$403,621	$432,603 Land $44,400 Building $388,203
2024	$6,484.00 (+2.72%)
2023	$6,312.00 (+8.94%) Homeowner's exemption	$380,822 (+3%)	$465,805 (+4.5%) Land $44,400 Building $421,405
2022	$5,794.00 Homeowner's exemption	$369,731	$445,757 Land $44,400 Building $401,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10824 Creative Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10824 Creative Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Xfinity.

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