10822 Creative Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 10822 Creative Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,208 sqft · built 2002
Lot Size	1.17 acres (51,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,500 (Feb 2023)
Tax Bill	$5,628 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020032-0400`

Property Details

APN / Parcel Number

Primary APN	`020032-0400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,208 sqft Living Area
Gross Area	3,119 sqft
1st Floor Area	1,924 sqft
Upper Floors Area	284 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	51,050 sqft
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	387 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0200320400
Street Address	10822 CREATIVE DR
City	JACKSONVILLE
State	FL
Zip	32218-4371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-ACRE
Legal Description	07-1S-26E 1.19 PT NE1/4 OF SE1/4 RECD O/R 18113-559
Legal Range	26E
Legal Township	01S
Legal Section	07
Legal Subdivision	SECTION LAND
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1000
Census Tract	10502

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10822 CREATIVE DR, JACKSONVILLE, FL 32218-4371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Aug 31, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	202334773
Deed Book / Page	20589 / 425
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10822 CREATIVE DR, JACKSONVILLE, FL 32218-4371
Document Number	0190361824
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10822 CREATIVE DR JACKSONVILLE FL 322184371, JACKSONVILLE, FL 32218-4371

Mortgage

Document Number	0190361824
Date	Dec 13, 2019
Book Page	019036/001824
Instrument	285053

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 31, 2017
Property Address	10822 CREATIVE DR, JACKSONVILLE, FL 32218-4371
Document Number	0181130559
Book / Page	018113 / 000559
Instrument Date	Aug 31, 2017
Instrument	207760
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	MTI TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,939.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10822 CREATIVE DR JACKSONVILLE FL 322184371, JACKSONVILLE, FL 32218-4371

Mortgage

Document Number	181130561
Date	Aug 31, 2017
Book Page	018113/000561
Instrument	207761

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,495 (+2.7%)	$384,882 (+1.91%) Land $109,946 Building $274,936
2025	$5,628.00 (+5.59%) Homeowner's exemption	$335,439 (+5.99%)	$377,685 (-6.06%) Land $47,600 Building $330,085
2024	$5,330.00 (+2.76%)
2023	$5,187.00 (+8.97%) Homeowner's exemption	$316,492 (+3%)	$402,033 (+5.25%) Land $47,600 Building $354,433
2022	$4,760.00 Homeowner's exemption	$307,274	$381,978 Land $47,600 Building $334,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Xfinity.

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