10823 Oaktree Rd, Fort Wayne, IN 46845 Property Records

Allen County property record for 10823 Oaktree Rd, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 5,528 sqft · built 1977
Lot Size	0.93 acres (40,504 sqft)
Owner	Individual Name on File
Tax Bill	$4,754 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-32-431-010.000-091`

Property Details

APN / Parcel Number

Primary APN	`02-02-32-431-010.000-091`
Alternative APN	`4844180036`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,528 sqft Living Area
Gross Area	8,262 sqft
1st Floor Area	2,764 sqft
Basement Area	1,642 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	40,504 sqft (0.93 acres)
Lot Dimensions	2,440 ft deep x 1,660 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	10823 OAKTREE RD
City	FORT WAYNE
State	IN
Zip	46845-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODMONT SEC II LOT 36
Legal Subdivision	WOODMONT
Legal Lot Number	36
Jurisdiction	ALLEN IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3019
Census Tract	10308

Owner

10823 Oaktree Rd is owned and occupied by an individual who acquired it in September 2021.

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10823 OAKTREE RD, FORT WAYNE, IN 46845-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit FORT FINANCIAL CU
Dec 28, 2021	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 22, 2021	Intrafamily Transfer, Transfer
Mar 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 8, 2020	Warranty Deed, Transfer · VA Mortgage UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 21, 2021
Transfer Doc	2021063773
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	10823 OAKTREE RD, FORT WAYNE, IN 46845-1051
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000559
Date	Jan 4, 2022
Instrument	2022000559

Lender

Name	FORT FINANCIAL CU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	10823 OAKTREE RD, FORT WAYNE, IN 46845-1051
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021086013
Date	Dec 28, 2021
Instrument	2021086013

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	VA Mortgage
Amount	Amount on Record

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	Sep 22, 2021
Property Address	10823 OAKTREE RD, FORT WAYNE, IN 46845-1051
Document Number	2021063773
Instrument Date	Sep 21, 2021
Instrument	2021063773
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10823 OAKTREE RD, FORT WAYNE, IN 46845-1051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	10823 OAKTREE RD, FORT WAYNE, IN 46845-1051
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021019900
Date	Mar 25, 2021
Instrument	2021019900

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Sep 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jun 8, 2020
Property Address	10823 OAKTREE RD, FORT WAYNE, IN 46845-1051
Document Number	2020031271
Instrument Date	May 29, 2020
Instrument	2020031271
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10823 OAKTREE RD, FORT WAYNE, IN 46845-1051

Mortgage

Document Number	2020031272
Date	Jun 8, 2020
Instrument	2020031272

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10823 Oaktree Rd was $4,754 with a homeowner's exemption, down 6% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Perry Township
Municipality	Fort Wayne City
Unified School District	Northwest Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,754.00 (-5.97%) Homeowner's exemption	$490,500 Land $47,100 Building $443,400	$490,500 Land $47,100 Building $443,400
2024	$5,056.00 (+8.13%)
2023	$4,676.00 (+10.96%)	$452,100 (+11.6%) Land $47,100 Building $405,000	$452,100 (+11.6%) Land $47,100 Building $405,000
2022	$4,214.00 Homeowner's exemption	$405,100 Land $47,100 Building $358,000	$405,100 Land $47,100 Building $358,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10823 Oaktree Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10823 Oaktree Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Lakeland Internet, T-Mobile, Verizon.

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