10809 Oaktree Rd, Fort Wayne, IN 46845 Property Records

Allen County property record for 10809 Oaktree Rd, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,670 sqft · built 1977
Lot Size	0.95 acres (41,400 sqft)
Owner	2 Individual Names on File
Last Sale	$156,025 (Apr 2014)
Tax Bill	$4,571 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-32-431-011.000-091`

Property Details

APN / Parcel Number

Primary APN	`02-02-32-431-011.000-091`
Alternative APN	`4844180037`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,670 sqft Living Area
Gross Area	5,002 sqft
1st Floor Area	3,441 sqft
Attic	Attic
Attic Area	458 sqft
Basement Area	786 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	41,400 sqft (0.95 acres)
Lot Dimensions	2,000 ft deep x 2,070 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	10809 OAKTREE RD
City	FORT WAYNE
State	IN
Zip	46845-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODMONT SEC II LOT 37
Legal Subdivision	WOODMONT
Legal Lot Number	37
Jurisdiction	ALLEN IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3019
Census Tract	10308

Owner

10809 Oaktree Rd is owned and occupied by two individuals who bought it in April 2014.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10809 OAKTREE RD, FORT WAYNE, IN 46845-1051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2014 · Amount on File
Deed Sale	Apr 22, 2014 · Amount on File
Prior Sale	Aug 6, 2013 · Amount on File
Deed Document Number	201417475
Prior Transfer Date	Mar 6, 2014
Prior Transfer Doc	2014015895
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	10809 OAKTREE RD, FORT WAYNE, IN 46845-1051
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 OAKTREE RD, FORT WAYNE, IN 46845-1051

Mortgage

Document Number	2025042680
Date	Sep 19, 2025
Instrument	2025042680

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	10809 OAKTREE RD, FORT WAYNE, IN 46845-1051
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020061019
Date	Oct 6, 2020
Instrument	2020061019

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	10809 OAKTREE RD, FORT WAYNE, IN 46845-1051
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000943
Date	Jan 4, 2022
Instrument	2022000943

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46825

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Dec 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10809 Oaktree Rd was $4,571 with a homeowner's exemption, down 7.2% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Perry Township
Municipality	Fort Wayne City
Unified School District	Northwest Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,571.00 (-7.19%)	$472,800 Land $51,000 Building $421,800	$472,800 Land $51,000 Building $421,800
2024	$4,925.00 (+7.7%)
2023	$4,573.00 (+11.18%)	$440,800 (+11.45%) Land $51,000 Building $389,800	$440,800 (+11.45%) Land $51,000 Building $389,800
2022	$4,113.00 Homeowner's exemption	$395,500 Land $51,000 Building $344,500	$395,500 Land $51,000 Building $344,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10809 Oaktree Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10809 Oaktree Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Lakeland Internet, T-Mobile, Verizon.

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