10821 E Riviera Dr, Spring Grove, IL 60081 Property Records

McHenry County property record for 10821 E Riviera Dr, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,689 sqft · built 2001
Lot Size1 acres (43,654 sqft)
OwnerIndividual Name on File
Last Sale$515,000 (Jul 2023)
Deeds & MortgagesJul 2023 Sale & Mortgage
Nov 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-07-233-013

Property Details

APN / Parcel Number

Primary APN05-07-233-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,689 sqft Living Area
Basement Area1,496 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleTraditional
Exterior MaterialRibbed Aluminum
Lot Area43,654 sqft (1 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address10821 E RIVIERA DR
CitySPRING GROVE
StateIL
Zip60081-8161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0041688 LT 162 BREEZY LAWN ESTATES 5TH ADDN
Legal Range09E
Legal Township46N
Legal Section07
Legal SubdivisionBREEZY LAWN ESTATES
Legal Block233
Legal Lot Number162
JurisdictionMCHENRY IL
Township / Civil DivisionBURTON
Census Block Group1
Census Block1020
Census Tract870106

Owner

10821 E Riviera Dr is owned and occupied by an individual who bought it in July 2023.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Mailing Address10821 E RIVIERA DR, SPRING GROVE, IL 60081-8161
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Nov 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Dec 5, 2019Warranty Deed, Transfer · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2023 · Amount on File
Deed SaleJul 3, 2023 · Amount on File
Prior SaleDec 5, 2019 · Amount on File
Deed Document Number2023R0015994
Record UpdatedJun 7, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 3, 2023
Property Address10821 E RIVIERA DR, SPRING GROVE, IL 60081-8161
Document Number0000015994
Map ReferenceDOC 96R055715
Instrument DateJun 12, 2023
Instrument2023R0015994
Transaction TypeTransfer
Record UpdatedJul 14, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$515.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10821 E RIVIERA DR, SPRING GROVE, IL 60081-8161

Transferred To (Grantee/Buyer)

NameVerified Name
Address10821 E RIVIERA DR, SPRING GROVE, IL 60081-8161

Mortgage

Document Number0000015995
DateJul 3, 2023
Instrument2023R0015995
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053
Interest
Rate TypeFixed Rate
Rate6.45%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address10821 E RIVIERA DR, SPRING GROVE, IL 60081-8161
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041336
DateNov 6, 2017
Instrument2017R0041336
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2032

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address10821 E RIVIERA DR, SPRING GROVE, IL 60081-8161
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036084
DateSep 9, 2020
Instrument2020R0036084
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
AddressLAKE FOREST, IL 60045
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateDec 5, 2019
Property Address10821 E RIVIERA DR, SPRING GROVE, IL 60081-8161
Document Number0000041688
Map ReferenceDOC 96R055715
Instrument DateNov 14, 2019
Instrument2019R0041688
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$457.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10821 E RIVIERA DR, SPRING GROVE, IL 60081-8161

Mortgage

Document Number0000041689
DateDec 5, 2019
Instrument2019R0041689
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionBurton Township
MunicipalitySpring Grove Village
Elementary School DistrictNippersink School District 2 (KG - 08)
Secondary School DistrictRichmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$112,809 Land $13,641 Building $99,168$338,427 Land $40,923 Building $297,504

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10821 E Riviera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10821 E Riviera Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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