10817 E Riviera Dr, Spring Grove, IL 60081 Property Records

McHenry County property record for 10817 E Riviera Dr, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,350 sqft · built 1998
Lot Size1 acres (43,714 sqft)
OwnerIndividual Name on Record
Last Sale$301,000 (Jul 2017)
Deeds & MortgagesMay 2021 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-07-233-012

Property Details

APN / Parcel Number

Primary APN05-07-233-012

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,350 sqft Living Area
Basement Area1,257 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleColonial
Exterior MaterialRibbed Aluminum
Lot Area43,714 sqft (1 acres)
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address10817 E RIVIERA DR
CitySPRING GROVE
StateIL
Zip60081-8161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0027524 LT 163 BREEZY LAWN ESTS 5TH ADDN
Legal Range09E
Legal Township46N
Legal Section07
Legal SubdivisionBREEZY LAWN ESTS
Legal Block233
Legal Lot Number163
JurisdictionMCHENRY IL
Township / Civil DivisionBURTON
Census Block Group1
Census Block1020
Census Tract870106

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10817 E RIVIERA DR, SPRING GROVE, IL 60081-8161
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN MUTUAL INC
Jul 26, 2017Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2017 · Amount on Record
Deed SaleJul 26, 2017 · Amount on Record
Prior SaleMar 22, 2004
Deed Document Number2017R0027524
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address10817 E RIVIERA DR, SPRING GROVE, IL 60081-8161
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026896
DateMay 18, 2021
Instrument2021R0026896
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate3.15%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address10817 E RIVIERA DR, SPRING GROVE, IL 60081-8161
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022220
DateJun 18, 2020
Instrument2020R0022220
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 26, 2017
Property Address10817 E RIVIERA DR, SPRING GROVE, IL 60081-8161
Document Number0000027524
Instrument DateJul 25, 2017
Instrument27524
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$451.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10817 E RIVIERA DR SPRING GROVE IL 600818161, SPRING GROVE, IL 60081-8161

Mortgage

Document Number27525
DateJul 26, 2017
Instrument27525
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 25, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionBurton Township
MunicipalitySpring Grove Village
Elementary School DistrictNippersink School District 2 (KG - 08)
Secondary School DistrictRichmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$112,680 Land $13,641 Building $99,039$338,040 Land $40,923 Building $297,117

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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