1082 Spring Ter Loop, Temple, TX 76502 Property Records

Bell County property record for 1082 Spring Ter Loop, Temple, TX 76502 · Last verified April 2024

Property Summary

Property Type	Single Family Home
Details	1,507 sqft · built 2019
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on File
Tax Bill	$3,422 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0956560741`

Property Details

APN / Parcel Number

Primary APN	`0956560741`
Alternative APNs	`476056` `858597`

Interior

Stories	1 Story
Building Area	1,507 sqft Living Area
1st Floor Area	1,507 sqft

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	6,186 sqft (0.142 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	858597
Street Address	1082 SPRING TERRACE LOOP
City	TEMPLE
State	TX
Zip	76502-7283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD DEVELOPMENT PHASE XI, BLOCK 002, LOT 0021, 0.142AC 0.142AC
Legal Subdivision	WESTFIELD DEVELOPMENT PHASE XI
Legal Block	2
Legal Lot Number	21
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1001
Census Tract	20302

Owner

Source: Bell County records · APN 0956560741

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1082 SPRING TERRACE LOOP, TEMPLE, TX 76502-7283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 22, 2019	Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jan 09, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 22, 2019
Transfer Doc	0000015974
Record Updated	Jun 07, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1082 SPRING TERRACE LOOP, TEMPLE, TX 76502-7283
Transaction Type	Mortgage
Record Updated	Nov 09, 2021
Title Company	CONCIERGE TITLE/TEXAS LLC, CONCIERGE TITLE OF TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071081
Date	Oct 28, 2021
Instrument	2021071081

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Apr 22, 2019
Property Address	1082 SPRING TERRACE LOOP, TEMPLE, TX 76502-7283
Document Number	0000015974
Book / Page	010809 / 000752
Instrument Date	Apr 18, 2019
Instrument	15974
Transaction Type	Transfer
Record Updated	May 03, 2019
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1082 SPRING TERRACE LOOP TEMPLE TX 765027283, TEMPLE, TX 76502-7283

Mortgage

Document Number	15975
Date	Apr 22, 2019
Book Page	010809/000759
Instrument	15975

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jan 09, 2019
Property Address	1082 SPRING TERRACE LOOP, TEMPLE, TX 76502-7283
Document Number	0000000849
Book / Page	010706 / 000336
Instrument Date	Dec 20, 2018
Instrument	849
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7353 W ADAMS AVE TEMPLE TX 765025539, TEMPLE, TX 76502-5539

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,422.00 (-43.15%) Homeowner's exemption	$286,109 Land $32,000 Building $254,109	$286,109 Land $32,000 Building $254,109
2022	$6,019.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AMG Technology Investment Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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